St. Johns County property record for 2739 Elsie Rd, Saint Augustine, FL 32086
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,952 sqft · built 2019 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 099340-0080 |
| Primary APN | 099340-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,730 sqft (0.43 acres) |
| Lot Dimensions | 135 ft deep x 137 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2739 ELSIE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5318 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RMH |
| Legal Description | 10/83 WESTWOOD SUBDIVISION LOTS 8 & 9 OR1196/133 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 35 |
| Legal Subdivision | WESTWOOD SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 8,9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21301 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2739 ELSIE RD, SAINT AUGUSTINE, FL 32086-5318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Apr 16, 2019 | Deed of Trust, Mortgage · Construction Mortgage GSF MORTGAGE CORP |
| Aug 14, 2019 | Loan Modification, Mortgage GSF MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2739 ELSIE RD, SAINT AUGUSTINE, FL 32086-5318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2739 ELSIE RD, SAINT AUGUSTINE, FL 32086-5318 |
| Document Number | 0054621297 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 5462/1297 |
| Instrument | 2022001514 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2739 ELSIE RD, SAINT AUGUSTINE, FL 32086-5318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047091347 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 4709/1347 |
| Instrument | 2019025802 |
| Name | GSF MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2739 ELSIE RD, SAINT AUGUSTINE, FL 32086-5318 |
| Document Number | 0048251815 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2739 ELSIE RD ST AUGUSTINE FL 320865318, ST AUGUSTINE, FL 32086-5318 |
| Document Number | 0048251815 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 004825/001815 |
| Instrument | 82645 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,315 (+2.7%) | $147,484 (-15.88%) Land $80,000 Building $67,484 | |
| 2025 | $1,354.00 (+17.33%) Homeowner's exemption | $114,231 (+2.9%) | $175,322 (-15.3%) Land $80,000 Building $95,322 |
| 2024 | $1,154.00 (+2.49%) Homeowner's exemption | $111,012 (+3%) | $206,988 (+3.1%) Land $80,000 Building $126,988 |
| 2023 | $1,126.00 (+4.74%) Homeowner's exemption | $107,779 (+3%) | $200,774 (+17.24%) Land $80,000 Building $120,774 |
| 2022 | $1,075.00 Homeowner's exemption | $104,640 | $171,250 Land $67,200 Building $104,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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