Richland County property record for 2738 Stepp Dr, Columbia, SC 29204
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,342 sqft · built 1956 |
| Lot Size | 0.441 acres (19,218 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Jun 2025) |
| Tax Bill | $2,249 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2019 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14003-06-07 |
| Primary APN | 14003-06-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,342 sqft Heated Area |
| Gross Area | 3,478 sqft |
| 1st Floor Area | 2,342 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,218 sqft (0.441 acres) |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 14 sqft |
| Patio Area | 702 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00519852 |
|---|---|
| Street Address | 2738 STEPP DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29204-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 9 BLOCK Q 90X174X126X170 #SU GROVE PARK #PR P-20 21 |
| Legal Subdivision | HEYWARD HEIGHTS |
| Legal Block | Q |
| Legal Lot Number | 9 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11202 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2738 STEPP DR, COLUMBIA, SC 29204-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC |
| Apr 12, 2019 | Grant Deed, Transfer · Line of Credit MORTGAGE NTWK |
| Feb 9, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2021 · Amount on Record |
| Deed Document Number | 202529198 |
| Deed Book / Page | 3032 / 226 |
| Prior Transfer Date | Sep 13, 2009 |
| Prior Transfer Doc | 0018623960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 11, 2021 |
| Property Address | 2738 STEPP DR, COLUMBIA, SC 29204-3628 |
| Document Number | 0026750756 |
| Book / Page | 2675 / 756 |
| Map Reference | MB P PG 20&21 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 2021067984 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,011.95 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2738 STEPP DR, COLUMBIA, SC 29204-3628 |
| Document Number | 2021067985 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 2021067985 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 12, 2019 |
| Property Address | 2738 STEPP DR, COLUMBIA, SC 29204-3628 |
| Document Number | 2385/2386 |
| Book / Page | 002385 / 002386 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 25170 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2738 STEPP DR COLUMBIA SC 292043628, COLUMBIA, SC 29204-3628 |
| Document Number | 2385/2389 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 002385/002389 |
| Instrument | 25171 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 9, 2018 |
| Property Address | 2738 STEPP DR, COLUMBIA, SC 29204-3628 |
| Document Number | 2279/1343 |
| Book / Page | 002279 / 001343 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 7760 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $481.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18 SRINGDANS LN COLUMBIA SC 29229, COLUMBIA, SC 29229 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,249.00 (+17.32%) | $10,936 (-96.52%) | $345,100 (-) Land $50,000 Building $295,100 |
| 2024 | $314,400 (+2,774.91%) | $345,100 (+26.23%) Land $50,000 Building $295,100 | |
| 2023 | $1,917.00 (+19.07%) | $10,936 (+27.16%) | $273,400 (+27.16%) |
| 2021 | $1,610.00 | $8,600 | $215,000 Land $40,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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