Charlottesville City property record for 2738 McElroy Dr, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,097 sqft · built 1961 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Oct 2019) |
| Tax Bill | $4,665 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 190035330 |
| Primary APN | 190035330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,097 sqft Finished Area |
| 1st Floor Area | 825 sqft |
| Basement Area | 825 sqft |
| Finished Basement | 407 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Depth | 162 ft Depth |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 72 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2738 MCELROY DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-4144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 2 BK C JEFFERSON WOODS |
| Legal Subdivision | FRY SPRINGS |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 502 |
2738 McElroy Dr is owned and occupied by an individual who bought it in October 2019.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2738 MCELROY DR, CHARLOTTESVILLE, VA 22903-4144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on File |
| Deed Sale | Oct 31, 2019 · Amount on File |
| Prior Sale | Jul 23, 1970 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2738 McElroy Dr was $4,665.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,665.00 | $465,400 (+2.9%) Land $106,900 Building $358,500 | $465,400 (+2.9%) Land $106,900 Building $358,500 |
| 2025 | $452,300 Land $105,000 Building $347,300 | $452,300 Land $105,000 Building $347,300 | |
| 2023 | $4,096.00 (+23.56%) | $398,800 Land $82,500 Building $316,300 | $398,800 Land $82,500 Building $316,300 |
| 2022 | $3,315.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2738 McElroy Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 2 of 22 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2738 McElroy Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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