Dorchester County property record for 2738 Marsh Elder Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2,579 sqft · built 2025 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,340 (Sep 2025) |
| Tax Bill | $9,716 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-201222 |
| Primary APN | 07-201222 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,579 sqft Total Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 9,060 sqft (0.208 acres) |
| Account Number | 201222 |
|---|---|
| Street Address | 2738 MARSH ELDER DR |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 75 - 9,060 SQ FT SINGLE FAMILY RES SECT 3 MARSH ELDER DR |
| Legal Subdivision | PLAT SHOWING ABANDONEMTN OF LOT LNES |
| Legal Lot Number | 75 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970400 |
Source: Dorchester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2738 MARSH ELDER DR, CAMBRIDGE, MD 21613-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Dec 10, 2021 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage CHARLES M FAIRCHILD II ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2025 · Amount on Record |
| Deed Book / Page | 1966 / 39 |
| Prior Transfer Date | Nov 30, 2021 |
| Prior Transfer Doc | 0017030166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | May 27, 2026 |
| Property Address | 2738 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411 |
| Document Number | 2017000001 |
| Book / Page | 2017 / 1 |
| Instrument Date | May 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2738 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411 |
| Document Number | 2017000001, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 2017/1 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 2738 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0019660050 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 1966/50 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Dec 10, 2021 |
| Property Address | 2738 MARSH ELDER RD, CAMBRIDGE, MD 21613-3411 |
| Document Number | 0017030166 |
| Book / Page | 1703 / 166 |
| Map Reference | MB 54 FO 92 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1155 CONNECTICUT AVE NW STE 700, 1155, WASHINGTON, DC 20036-4326 |
| Name | Verified Name |
|---|---|
| Address | 9513 FERRY HARBOUR CT, ALEXANDRIA, VA 22309-3017 |
| Investor | Possibly a Property Investor |
| Document Number | 0001703193 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 1703/193 |
| Name | CHARLES M FAIRCHILD II ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dorchester County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $527,067 (+1.89%) | $546,600 (+5.66%) Land $85,300 Building $461,300 | |
| 2025 | $9,716.00 (+1,019.35%) | $517,300 (+1,000.64%) Land $57,000 Building $460,300 | $517,300 (+1,000.64%) Land $57,000 Building $460,300 |
| 2023 | $868.00 | $47,000 Land $47,000 | $47,000 Land $47,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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