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2738 Hwy Y, O Fallon, MO 63366 Property Records

St. Charles County property record for 2738 Hwy Y, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,620 sqft · built 2005
Lot Size2 acres (87,200 sqft)
Owner2 Individual Names on File
Last Sale$329,900 (Aug 2017)
Tax Bill$4,183 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN290220A000

Property Details

APN / Parcel Number

Primary APN290220A000
Alternative APN
  • 2-0135-4902-00-0022.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,620 sqft Living Area
Gross Area5,288 sqft
1st Floor Area2,620 sqft
Basement Area1,948 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area87,200 sqft (2 acres)
Lot Dimensions200 ft deep x 436 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area416 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number290220A000
Street Address2738 HIGHWAY Y
CityO FALLON
StateMO
Zip63366-5008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRIDERVILLE SUB LOT22-23 MACKAY PTN SUR 3035 PT LOT 16
Legal SubdivisionCRIDERVILLE
Legal Lot Number22
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group1
Census Block1000
Census Tract312001

Owner

Source: St. Charles County records · APN 290220A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2738 HIGHWAY Y, O FALLON, MO 63366-5008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Mar 26, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Aug 10, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Prior SaleJan 11, 2010 · Amount on Record
Deed Document Number2017501200
Deed Book / Page6789 / 1228
Prior Transfer DateDec 31, 2009
Prior Transfer Doc0053250784
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2738 HIGHWAY Y, O FALLON, MO 63366-5008
Transaction TypeMortgage
Record UpdatedMay 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2738 HIGHWAY Y, O FALLON, MO 63366-5008

Mortgage

Document Number0000016173
DateApr 29, 2024
Instrument2024R-016173
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2039

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2738 HIGHWAY Y, O FALLON, MO 63366-5008
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2738 HIGHWAY Y, O FALLON, MO 63366-5008

Mortgage

Document Number2021R026827
DateMar 26, 2021
Instrument2021R-026827
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 10, 2017
Property Address2738 HIGHWAY Y, O FALLON, MO 63366-5008
Document Number0067891228
Book / Page006789 / 001228
Instrument DateAug 04, 2017
Instrument501200
Transaction TypeTransfer
Record UpdatedAug 17, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2738 HIGHWAY Y O FALLON MO 633665008, O FALLON, MO 63366-5008

Mortgage

Document Number67891230
DateAug 10, 2017
Book Page006789/001230
Instrument501210
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 09, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,183.00 (+9.45%)$78,129 (+12.42%)$411,208 (+12.42%) Land $33,000 Building $378,208
2024$3,822.00
2023$69,499
2022$365,782 Land $25,000 Building $340,782

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims27 (1990–2021)
Most Recent ClaimJun 2021, river or lake flooding
Claims By Storm
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 4 claims
  • Severe Storms & Flooding, Sep 1993 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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5G and 4G LTE

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