Osceola County property record for 2738 Harmonia Hammock Rd, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $351,990 (Nov 2021) |
| Tax Bill | $6,489 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242631338300010410 |
| Primary APN | 242631338300010410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Heated Area |
| Gross Area | 2,508 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2738 HARMONIA HAMMOCK RD |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 41 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | VILLAGES AT HARMONY PHS 1B 1C-1& 1D |
| Legal Phase | 1B |
| Legal Tract | 3383 |
| Legal Lot Number | 41 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2119 |
| Census Tract | 43801 |
Source: Osceola County records · APN 242631338300010410
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2738 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 12, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Deed Document Number | 2021175828 |
| Deed Book / Page | 6085 / 94 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2738 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2738 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132 |
| Document Number | 0064361366 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 6436/1366 |
| Instrument | 2023087110 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Dec 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 12, 2021 |
| Property Address | 2738 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132 |
| Document Number | 0060850094 |
| Book / Page | 6085 / 94 |
| Map Reference | MB 29 PG 104-112 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 2021175828 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,464.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 2738 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6132 |
| Document Number | 0000608595 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 6085/95 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,489.00 (+4.43%) Homeowner's exemption | $307,200 (+2.74%) Land $80,000 Building $227,200 | $307,200 (-4.18%) Land $80,000 Building $227,200 |
| 2023 | $6,214.00 (+16.35%) Homeowner's exemption | $299,009 (+3%) | $320,600 (+10.44%) Land $70,000 Building $250,600 |
| 2022 | $5,341.00 Homeowner's exemption | $290,300 Land $60,000 Building $230,300 | $290,300 Land $60,000 Building $230,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 224 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3490751, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures