2738 E North Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2738 E North Ln, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,062 sqft · built 1972
Lot Size0.284 acres (12,375 sqft)
Owner2 Individual Names on File
Tax Bill$2,960 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN165-05-260

Property Details

APN / Parcel Number

Primary APN165-05-260

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,062 sqft Living Area
1st Floor Area2,062 sqft

Exterior

Year BuiltBuilt 1972
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area12,375 sqft (0.284 acres)
Parking Spaces2 Parking Spaces
Pool Area550 sqft
Patio Area121 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2738 E NORTH LN
CityPHOENIX
StateAZ
Zip85028-3734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionDESERT VISTA UNIT THREE
Legal Range03E
Legal Township03N
Legal Section26
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionDESERT VISTA 3
Legal Lot Number135
Legal Unit3
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1014
Census Tract104801

Owner

Source: Maricopa County records · APN 165-05-260

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2738 E NORTH LN, PHOENIX, AZ 85028-3734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Oct 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2014
Deed SaleDec 19, 2014
Prior SaleNov 26, 2014
Deed Document Number2014-0838000
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2738 E NORTH LN, PHOENIX, AZ 85028-3734
Transaction TypeMortgage
Record UpdatedJan 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2738 E NORTH LN, PHOENIX, AZ 85028-3734

Mortgage

Document Number0000660257
DateDec 29, 2023
Instrument20230660257
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 27, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2738 E NORTH LN, PHOENIX, AZ 85028-3734
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2738 E NORTH LN, PHOENIX, AZ 85028-3734

Mortgage

Document Number0001072169
DateOct 05, 2021
Instrument20211072169
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2738 E NORTH LN, PHOENIX, AZ 85028-3734
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2738 E NORTH LN, PHOENIX, AZ 85028-3734

Mortgage

Document Number0000926579
DateSep 30, 2020
Instrument20200926579
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$62,250 (-0.24%)$622,500 (-0.24%) Land $124,500 Building $498,000
2025$2,960.00 (+5.04%)
2024$62,400$624,000 Land $124,800 Building $499,200
2023$2,818.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1984)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1984 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 514 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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