2738 E Arbor Ln, Ontario, CA 91762 Property Records

San Bernardino County property record for 2738 E Arbor Ln, Ontario, CA 91762

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3.5 ba · 3,199 sqft · built 2017
Lot Size	0.151 acres (6,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,500 (Nov 2017)
Tax Bill	$12,428 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`1073-071-06-0000`

Property Details

APN / Parcel Number

Primary APN	`1073-071-06-0000`
Alternative APN	`0218-083-06-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,199 sqft Living Area
Gross Area	3,832 sqft
1st Floor Area	1,838 sqft
2nd Floor Area	1,361 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,582 sqft (0.151 acres)
Garage Type	Attached
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2738 E ARBOR LN
City	ONTARIO
State	CA
Zip	91762-7226
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18077 LOT 30 BOOK 339 PAGE 61
Legal Subdivision	TRACT NO. 18077
Legal Tract	18077
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1028
Census Tract	1908

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2738 E ARBOR LN, ONTARIO, CA 91762-7226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CTBC BANK CORP USA
Nov 27, 2017	Grant Deed, Transfer · ARM CTBC BANK CORP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	2017503114
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2738 ARBOR LN, ONTARIO, CA 91762-7226
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2738 ARBOR LN, ONTARIO, CA 91762-7226

Mortgage

Document Number	0000312484
Date	Sep 13, 2022
Instrument	2022-0312484

Lender

Name	CTBC BANK CORP USA
Type	Bank
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 1, 2025
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	10.3%
Index	Other
Max Rate	11.3%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 27, 2017
Property Address	2738 ARBOR LN, ONTARIO, CA 91762-7226
Document Number	0000503114
Map Reference	MAP339 PG61-67
Instrument Date	Aug 7, 2017
Instrument	2017-0503114
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2738 ARBOR LN, ONTARIO, CA 91762-7226

Mortgage

Document Number	0000503115
Date	Nov 27, 2017
Instrument	2017-0503115

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	9.99%
Index	1-Year LIBOR
Max Rate	10.9%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,899 (+2%) Land $261,131 Building $487,768
2025	$12,428.00 (+5.25%)	$734,215 (+4.04%) Land $256,011 Building $478,204
2023	$11,808.00 (+0.91%)	$705,704 Land $246,070 Building $459,634
2022	$11,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Inyo Networks.

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