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2738 E 16th St, Panama City, FL 32405 Property Records

Bay County property record for 2738 E 16th St, Panama City, FL 32405

Property Summary

Property TypeMobile Home
Details4 bd · 3 ba · 2,250 sqft · built 1995
Lot Size0.43 acres (18,730 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (May 2021)
Tax Bill$1,293 (2025)
Deeds & MortgagesMay 2021 Sale
Flood ZoneZone X (minimal risk)
APN14872-028-000

Property Details

APN / Parcel Number

Primary APN14872-028-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,250 sqft Living Area
Gross Area3,530 sqft
1st Floor Area2,250 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area18,730 sqft (0.43 acres)
Lot Dimensions125 ft deep x 150 ft wide
Garage TypeAttached
Garage Area1,280 sqft
DrivewayDriveway
Driveway Area1,216 sqft
Pool Area512 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2738 E 16TH ST
CityPANAMA CITY
StateFL
Zip32405-6329
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR2
Legal Description35 3S 14W -55.8- COM AT SW COR E 330 N 638 E 33.68 N 73 E 150.65 FOR POB TH N 125 E 150 S 125 W 150 TO POB AKA PCLS 4 & 5 ORB 4404 P 249
Legal Range14W
Legal Township03S
Legal Section35
Legal Lot Number4
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2013
Census Tract1200

Owner

2738 E 16th St, a mobile home, is owned and occupied by two individuals who bought it in May 2021.

Source: Bay County records, as of January 5, 2026

Owner of Record2 Individual Names on File
Mailing Address2738 E 16TH ST, PANAMA CITY, FL 32405-6329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2021 · Amount on File
Deed SaleMay 11, 2021 · Amount on File
Prior SaleAug 1, 2013 · Amount on File
Deed Document Number202135219
Deed Book / Page4404 / 249
Prior Transfer DateJul 20, 2006
Prior Transfer Doc0028101276
Record UpdatedJun 8, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMay 11, 2021
Property Address2738 E 16TH ST, PANAMA CITY, FL 32405-6329
Document Number0044040249
Book / Page4404 / 249
Instrument DateMay 5, 2021
Instrument2021035219
Transaction TypeTransfer
Record UpdatedJun 30, 2021

Transaction

AmountAmount on Record
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5800 DALY DR, 5800, AUSTIN, TX 78747-4089

Transferred To (Grantee/Buyer)

NameVerified Name
Address2738 E 16TH ST, PANAMA CITY, FL 32405-6329

Tax Assessment & Valuation

The 2025 property tax bill for 2738 E 16th St was $1,293, up 5.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,293.00 (+5.72%)$103,485 (+5.5%)$105,960 (+8.02%) Land $55,695 Building $50,265
2024$1,223.00 (+7.47%)$98,092 (+8.2%) Land $50,478 Building $47,614$98,092 (+8.2%) Land $50,478 Building $47,614
2023$1,138.00 (+21.45%)$90,657 (+16.67%) Land $45,120 Building $45,537$90,657 (+16.67%) Land $45,120 Building $45,537
2022$937.00$77,702 Land $36,378 Building $41,324$77,702 Land $36,378 Building $41,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2738 E 16th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (2018–2020)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2738 E 16th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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