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2738 Cheyenne Rd, Sebring, FL 33875 Property Records

Highlands County property record for 2738 Cheyenne Rd, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,656 sqft · built 1990
Lot Size0.243 acres (10,604 sqft)
Owner2 Individual Names on File
Last Sale$179,900 (Aug 2016)
Tax Bill$419 (2024)
Deeds & MortgagesNov 2020 Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNC095801200000960

Property Details

APN / Parcel Number

Primary APNC095801200000960
Alternative APN
  • C-09-35-28-012-0000-0960

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,656 sqft Living Area
1st Floor Area2,036 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,604 sqft (0.243 acres)
Lot Dimensions133 ft deep x 80 ft wide
Garage TypeFinished
Garage Area462 sqft
DrivewayDriveway
Driveway Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area220 sqft
PorchOpen Porch
Porch Area28 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC095801200000960
Street Address2738 CHEYENNE RD
CitySEBRING
StateFL
Zip33875-4737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3FUD
Legal Description1ST RPLT PRAIRIE OAKS PHASE I PB 15 PG 56 LOT 96
Legal Range28E
Legal Township35S
Legal Section09
Legal SubdivisionPRAIRIE OAKS PHASE 1 1ST RPLT
Legal Lot Number96
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3019
Census Tract961301

Owner

Source: Highlands County records · APN C095801200000960

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2738 CHEYENNE RD, SEBRING, FL 33875-4737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 05, 2019Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2016 · Amount on Record
Deed SaleAug 15, 2016 · Amount on Record
Prior SaleAug 26, 2010 · Amount on Record
Deed Document Number1823810
Deed Book / Page2541 / 0517
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address2738 CHEYENNE RD, SEBRING, FL 33875-4737
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address2738 CHEYENNE RD, SEBRING, FL 33875-4737

Mortgage

Document Number0002006037
DateNov 10, 2020
Book Page2783/466
Instrument2006037
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address2738 CHEYENNE RD, SEBRING, FL 33875-4737
Document Number0001952116
Instrument DateAug 05, 2019
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2738 CHEYENNE RD SEBRING FL 338754737, SEBRING, FL 33875-4737

Mortgage

Document Number0001952116
DateAug 14, 2019
Book Page002707/000910
Instrument1952116
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 13, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$179,801 (+5.99%)$289,522 (+11.89%) Land $24,720 Building $264,802
2024$419.00 (+8.83%)
2023$385.00 (+4.62%) Disabled Person's exemption Veteran's exemption$169,645 (+3%)$258,745 (+5.1%) Land $17,716 Building $241,029
2022$368.00 Disabled Person's exemption Veteran's exemption$164,704$246,184 Land $17,716 Building $228,468

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 107 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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