Montgomery County property record for 2738 Ashmont Ter, Silver Spring, MD 20906
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,188 sqft · built 1984 |
| Lot Size | 0.047 acres (2,030 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Oct 2019) |
| Tax Bill | $4,287 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02349886 |
| Primary APN | 13-02349886 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 1 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,030 sqft (0.047 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02349886 |
|---|---|
| Street Address | 2738 ASHMONT TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-5717 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRC |
| Legal Description | LONGMEAD |
| Legal Subdivision | LONGMEAD |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 703220 |
2738 Ashmont Ter, a townhouse, is owned and occupied by an individual who bought it in October 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2738 ASHMONT TER, SILVER SPRING, MD 20906-5717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PAHO/WHO FCU |
| Sep 1, 2020 | Deed of Trust, Mortgage · Line of Credit PAHO/WHO FCU |
| Oct 15, 2019 | Deed, Transfer · Conventional Mortgage PAHO/WHO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on File |
| Deed Sale | Oct 15, 2019 · Amount on File |
| Prior Sale | Aug 15, 2005 · Amount on File |
| Deed Book / Page | 58307 / 147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2738 ASHMONT TER, SILVER SPRING, MD 20906-5717 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2738 ASHMONT TER, SILVER SPRING, MD 20906-5717 |
| Document Number | 0637160472 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 63716/472 |
| Name | PAHO/WHO FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Aug 1, 2036 |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2738 ASHMONT TER, SILVER SPRING, MD 20906-5717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0604210219 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 60421/219 |
| Name | PAHO/WHO FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 31, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 15, 2019 |
| Property Address | 2738 ASHMONT TER, SILVER SPRING, MD 20906-5717 |
| Document Number | 0583070147 |
| Book / Page | 58307 / 147 |
| Map Reference | MB 124 PL 14502 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2738 ASHMONT TER, SILVER SPRING, MD 20906-5717 |
| Document Number | 58307154 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 58307/154 |
| Name | PAHO/WHO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 5-Year CMT |
| Max Rate | 8.12% |
The 2025 property tax bill for 2738 Ashmont Ter was $4,287.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,267 (+3.52%) | $369,800 (+10.55%) Land $125,000 Building $244,800 | |
| 2025 | $4,287.00 | $334,500 Land $125,000 Building $209,500 | $334,500 Land $125,000 Building $209,500 |
| 2023 | $300,633 | $334,500 Land $125,000 Building $209,500 | |
| 2022 | $2,766.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2738 Ashmont Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2738 Ashmont Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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