2738 Ashmont Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2738 Ashmont Ter, Silver Spring, MD 20906

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,188 sqft · built 1984
Lot Size0.047 acres (2,030 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Oct 2019)
Tax Bill$4,287 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-02349886

Property Details

APN / Parcel Number

Primary APN13-02349886
Alternative APN
  • 02349886

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,188 sqft Living Area
1st Floor Area616 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,030 sqft (0.047 acres)
Garage TypeAttached
Garage Area462 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02349886
Street Address2738 ASHMONT TER
CitySILVER SPRING
StateMD
Zip20906-5717
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePRC
Legal DescriptionLONGMEAD
Legal SubdivisionLONGMEAD
Legal BlockB
Legal Lot Number17
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2002
Census Tract703220

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2738 ASHMONT TER, SILVER SPRING, MD 20906-5717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
PAHO/WHO FCU
Sep 1, 2020Deed of Trust, Mortgage · Line of Credit
PAHO/WHO FCU
Oct 15, 2019Deed, Transfer · Conventional Mortgage
PAHO/WHO FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2019 · Amount on Record
Deed SaleOct 15, 2019 · Amount on Record
Prior SaleAug 15, 2005 · Amount on Record
Deed Book / Page58307 / 147
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2738 ASHMONT TER, SILVER SPRING, MD 20906-5717
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyFH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2738 ASHMONT TER, SILVER SPRING, MD 20906-5717

Mortgage

Document Number0637160472
DateAug 11, 2021
Book Page63716/472
Lender
NamePAHO/WHO FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateAug 1, 2036
Min Rate At Change2.37%
Max Rate At Change6.37%
Index1-Year CMT
Max Rate6.37%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address2738 ASHMONT TER, SILVER SPRING, MD 20906-5717
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0604210219
DateSep 1, 2020
Book Page60421/219
Lender
NamePAHO/WHO FCU
TypeCredit Union
AddressWASHINGTON, DC 20037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 31, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateOct 15, 2019
Property Address2738 ASHMONT TER, SILVER SPRING, MD 20906-5717
Document Number0583070147
Book / Page58307 / 147
Map ReferenceMB 124 PL 14502
Instrument DateAug 26, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCU TITLE INSURANCE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2738 ASHMONT TER, SILVER SPRING, MD 20906-5717

Mortgage

Document Number58307154
DateOct 15, 2019
Instrument58307/154
Lender
NamePAHO/WHO FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateSep 1, 2029
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.12%
Index5-Year CMT
Max Rate8.12%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,267 (+3.52%)$369,800 (+10.55%) Land $125,000 Building $244,800
2025$4,287.00 (+54.99%)$334,500 (+11.27%) Land $125,000 Building $209,500$334,500 (-) Land $125,000 Building $209,500
2023$300,633$334,500 Land $125,000 Building $209,500
2022$2,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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