2737 Spinnerbait Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2737 Spinnerbait Ct, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,311 sqft · built 2005
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Aug 2014)
Tax Bill$5,289 (2025)
Deeds & MortgagesOct 2019 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288106-1800

Property Details

APN / Parcel Number

Primary APN288106-1800

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,311 sqft Living Area
Gross Area3,087 sqft
1st Floor Area2,311 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area618 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area188 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2737 SPINNERBAIT CT
CitySAINT AUGUSTINE
StateFL
Zip32092-2442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description52/43-59 SAINT JOHNS SIX MILE CREEK WEST UNIT 2 LOT 180 OR3919/1977
Legal Range27E
Legal Township06S
Legal Section25
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 2
Legal Block1
Legal Lot Number180
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1009
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2737 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2014 · Amount on Record
Deed SaleAug 21, 2014 · Amount on Record
Deed Document Number201448847
Deed Book / Page3919 / 1977
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2737 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048090929
DateOct 7, 2019
Book Page4809/0929
Instrument2019074751
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2737 SPINNERBAIT CT, SAINT AUGUSTINE, FL 32092-2442
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050260271
DateAug 26, 2020
Book Page5026/271
Instrument2020071872
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,199 (+2.7%)$366,189 (-2.63%) Land $85,000 Building $281,189
2025$5,289.00 (+9.23%) Homeowner's exemption$229,989 (+2.9%)$376,077 (-3.38%) Land $90,000 Building $286,077
2024$4,842.00 (+1.98%) Homeowner's exemption$223,507 (+3%)$389,226 (-) Land $100,000 Building $289,226
2023$4,748.00 (+2.95%) Homeowner's exemption$216,997 (+3%)$389,226 (+6.76%) Land $100,000 Building $289,226
2022$4,612.00 Homeowner's exemption$210,677$364,577 Land $75,040 Building $289,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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