2737 River Oaks Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 2737 River Oaks Dr, Chesapeake, VA 23321

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2.5 ba · 2,606 sqft · built 2001
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$344,900 (Mar 2018)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Sale & Mortgage
APN	`0092019002490`

Property Details

APN / Parcel Number

Primary APN	`0092019002490`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,606 sqft Total Area
1st Floor Area	930 sqft
Upper Floors Area	930 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	131 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	129 sqft

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	Deck Area
Patio Area	420 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2737 RIVER OAKS DR
City	CHESAPEAKE
State	VA
Zip	23321-2443
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R12AS: RES
Legal Description	249 TAYLORWOOD ESTATES SEC 6B
Legal Subdivision	TAYLORWOOD ESTATES - NEW
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2045
Census Tract	21505

Owner

2737 River Oaks Dr is owned by an individual who bought it in March 2018.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2737 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AFFINITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Jun 25, 2010 · Amount on File
Deed Document Number	20186822
Deed Book / Page	9893 / 727
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2737 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10180/887
Date	Jul 14, 2020
Book Page	10180/887
Instrument	200022944

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 19, 2018
Property Address	2737 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443
Document Number	9893/727
Book / Page	9893 / 727
Instrument Date	Mar 15, 2018
Instrument	180006822
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2737 RIVER OAKS DR, CHESAPEAKE, VA 23321-2443

Mortgage

Document Number	180006823
Date	Mar 19, 2018
Instrument	180006823

Lender

Name	AFFINITY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2737 River Oaks Dr was $4,784.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,000 (+1.54%) Land $165,000 Building $316,000	$481,000 (+1.54%) Land $165,000 Building $316,000
2025	$4,784.00	$473,700 Land $155,000 Building $318,700	$473,700 Land $155,000 Building $318,700
2023		$419,100 (+9.03%) Land $145,000 Building $274,100	$419,100 (+9.03%) Land $145,000 Building $274,100
2022		$384,400 Land $125,000 Building $259,400	$384,400 Land $125,000 Building $259,400
2019	$3,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2737 River Oaks Dr; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2737 River Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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