2737 Blacks Mountain Rd, Waterfall, PA 16689 Property Records

Fulton County property record for 2737 Blacks Mountain Rd, Waterfall, PA 16689

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1940
Lot Size	8.3 acres (361,548 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jun 2026)
Tax Bill	$2,212 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-034.-000`

Property Details

APN / Parcel Number

Primary APN	`08-10-034.-000`

Interior

Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	361,548 sqft (8.3 acres)

Location & Zoning

Street Address	2737 BLACKS MOUNTAIN RD
City	WATERFALL
State	PA
Zip	16689-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FULTON PA
Township / Civil Division	TAYLOR
Census Block Group	2
Census Block	2011
Census Tract	960200

Owner

2737 Blacks Mountain Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Fulton County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer · Conventional Mortgage MERCHANTS BANK
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS TRUST CO
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 9, 2018	Intrafamily Transfer, Transfer
Nov 9, 2018	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Aug 29, 2024 · Amount on File
Deed Document Number	2026837
Deed Book / Page	734 / 202
Prior Transfer Date	Feb 25, 2005
Prior Transfer Doc	000416/289
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON PA
Recording Date	Jun 24, 2026
Property Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405
Document Number	0000000837
Book / Page	734 / 202
Instrument Date	Jun 24, 2026
Instrument	2026837
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE REAL ESTATE SETTLEMEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000000838,
Date	Jun 24, 2026
Instrument	2026838

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Property Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405

Mortgage

Document Number	000693/728
Date	Dec 9, 2022
Book Page	693/728
Instrument	2022-001814

Lender

Name	FARMERS & MERCHANTS TRUST CO
Type	Bank
Address	HUSTONTOWN, PA 17229

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Property Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000652/274
Date	May 8, 2020
Book Page	652/274
Instrument	2020-000573

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FULTON PA
Recording Date	Nov 9, 2018
Property Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405
Document Number	000635/235
Book / Page	635 / 235
Instrument Date	Nov 9, 2018
Instrument	2018-001548
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON PA
Recording Date	Nov 9, 2018
Property Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405
Document Number	000635/224
Book / Page	635 / 224
Instrument Date	Nov 8, 2018
Instrument	2018-001546
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405

Mortgage

Document Number	2018001549
Date	Nov 9, 2018
Instrument	2018-001549

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON PA
Recording Date	Nov 9, 2018
Property Address	2737 BLACKS MOUNTAIN RD, WATERFALL, PA 16689-7405
Document Number	000635/229
Book / Page	635 / 229
Instrument Date	Sep 15, 2018
Instrument	2018-001547
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5737 BLOCKS MOUNAIN RD, WATERFALL, PA 16689

Tax Assessment & Valuation

The 2026 property tax bill for 2737 Blacks Mountain Rd was $2,212.

Source: Fulton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fulton County
County Subdivision	Taylor Township
Unified School District	Forbes Road School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,212.00	$43,680 (-) Land $13,830 Building $29,850
2025	$2,212.00	$43,680 Land $13,830 Building $29,850
2023	$2,126.00	$43,680 Land $13,830 Building $29,850
1990			$43,680 Land $13,830 Building $29,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2737 Blacks Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2737 Blacks Mountain Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 88% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Upward Broadband Fixed Wireless	400 / 100
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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