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2736 Shoni Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2736 Shoni Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,435 sqft · built 2006
Lot Size0.36 acres (15,725 sqft)
OwnerIndividual Name on Record
Last Sale$254,000 (Nov 2017)
Tax Bill$3,318 (2024)
Deeds & MortgagesMay 2023 Mortgage
Dec 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-2S-27-5635-00A00-0270

Property Details

APN / Parcel Number

Primary APN10-2S-27-5635-00A00-0270

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,435 sqft Heated Area
Gross Area3,099 sqft
1st Floor Area2,871 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area15,725 sqft (0.36 acres)
Lot Dimensions2,100 ft deep x 750 ft wide
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area88 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number102S27563500A000270
Street Address2736 SHONI DR
CityNAVARRE
StateFL
Zip32566-8016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWATERSTONE LOT 27 BLK A AS DES IN OR 4355 PG 1387
Legal Range27W
Legal Township02S
Legal Section10
Legal SubdivisionWATERSTONE
Legal BlockA
Legal Lot Number27
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1012
Census Tract10820

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2736 SHONI DR, NAVARRE, FL 32566-8016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 29, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 8, 2017Warranty Deed, Transfer · Conventional Mortgage
INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2017 · Amount on Record
Deed SaleNov 8, 2017 · Amount on Record
Prior SaleNov 8, 2017 · Amount on Record
Deed Document Number0036761908
Deed Book / Page3676 / 1908
Last Transfer DateDec 29, 2022
Transfer Doc0043551387
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2736 SHONI DR, NAVARRE, FL 32566-8016
Transaction TypeMortgage
Record UpdatedJun 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2736 SHONI DR, NAVARRE, FL 32566-8016

Mortgage

Document Number0043951634
DateMay 16, 2023
Book Page4395/1634
Instrument202321560
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateDec 29, 2022
Property Address2736 SHONI DR, NAVARRE, FL 32566-8016
Document Number0043551387
Book / Page4355 / 1387
Map ReferenceMB 10 PG 2-4
Instrument DateDec 22, 2022
Instrument202270149
Transaction TypeTransfer
Record UpdatedFeb 2, 2023
Title CompanyVANQUISH LAND TITLE, VANQUISH LAND TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2736 SHONI DR, NAVARRE, FL 32566-8016

Mortgage

Document Number0043551391
DateDec 29, 2022
Instrument4355/1391
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 8, 2017
Property Address2736 SHONI DR, NAVARRE, FL 32566-8016
Document Number0036761908
Book / Page3676 / 1908
Map ReferenceMB10 PG2-4
Instrument DateNov 6, 2017
Instrument201746529
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,778.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address503 WINTHROP ST, 503, FORT WALTON BEACH, FL 32547-2654

Transferred To (Grantee/Buyer)

NameVerified Name
Address2736 SHONI DR, NAVARRE, FL 32566-8016

Mortgage

Document Number0201746530
DateNov 8, 2017
Instrument201746530
Lender
NameINTERLINC MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,318.00 (+2.25%) Homeowner's exemption$307,769 (+3%)$356,063 (+0.75%) Land $50,000 Building $306,063
2023$3,245.00 (+8.71%) Homeowner's exemption$298,803 (+6.36%)$353,422 (+8.81%) Land $50,000 Building $303,422
2022$2,985.00 Homeowner's exemption Additional exemption filed$280,942$324,813 Land $45,000 Building $279,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 311 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 35 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

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