Mecklenburg County property record for 2736 Picardy Pl, Charlotte, NC 28209
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,802 sqft · built 1940 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,525,000 (Dec 2022) |
| Tax Bill | $11,213 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-084-16 |
| Primary APN | 175-084-16 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,802 sqft Living Area |
| 1st Floor Area | 1,541 sqft |
| Upper Floors Area | 1,221 sqft |
| Basement Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Enclosed/Finished Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2736 PICARDY PL |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28209-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L7 B7 M4-139 |
| Legal Subdivision | CLUB COLONY |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2702 |
Source: Mecklenburg County records, as of May 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2736 PICARDY PL, CHARLOTTE, NC 28209-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA |
| Dec 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jan 26, 2018 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Oct 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on Record |
| Deed Sale | Dec 16, 2022 · Amount on Record |
| Prior Sale | Oct 22, 2019 · Amount on Record |
| Deed Document Number | 2022165194 |
| Deed Book / Page | 37834 / 633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 5, 2026 |
| Property Address | 2736 PICARDY PL, CHARLOTTE, NC 28209-1729 |
| Document Number | 0000046490 |
| Book / Page | 40396 / 482 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202646490 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2736 PICARDY PL, CHARLOTTE, NC 28209-1729 |
| Investor | Possibly a Property Investor |
| Document Number | 0000046490, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 40396/482 |
| Instrument | 202646490 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 16, 2022 |
| Property Address | 2736 PICARDY PL, CHARLOTTE, NC 28209-1729 |
| Document Number | 0000165194 |
| Book / Page | 37834 / 633 |
| Map Reference | MB 4 PG 139 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022165194 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2918 HAMPTON AVE, CHARLOTTE, NC 28207-2614 |
| Name | Verified Name |
|---|---|
| Address | 2736 PICARDY PL, CHARLOTTE, NC 28209-1729 |
| Document Number | 0000165195 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 2022165195 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2736 PICARDY PL, CHARLOTTE, NC 28209-1729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009618 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 32426/962 |
| Instrument | 2018009618 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | WELCOME, NC 27374 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 22, 2019 |
| Property Address | 2736 PICARDY PL, CHARLOTTE, NC 28209-1729 |
| Document Number | 0000142226 |
| Book / Page | 33964 / 629 |
| Map Reference | MB 4 PG 139 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 2019142226 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | INVESTORS TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 HERTFORD RD, 1600, CHARLOTTE, NC 28207-2108 |
| Name | Verified Name |
|---|---|
| Address | 2736 PICARDY PL, CHARLOTTE, NC 28209-1729 |
| Document Number | 0000142227 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019142227 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,460,600 Land $875,000 Building $585,600 | $1,460,600 Land $875,000 Building $585,600 | |
| 2024 | $11,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 13 (1982–1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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