2736 Ortega Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2736 Ortega Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,595 sqft · built 2014
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$1,245,000 (Aug 2026)
Tax Bill	$6,671 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`244-141-12-00`

Property Details

APN / Parcel Number

Primary APN	`244-141-12-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,595 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	94,961 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2736 ORTEGA RD
City	RAMONA
State	CA
Zip	92065-5584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 26 TR 014371
Legal Subdivision	SAN DIEGO 4844-1
Legal Tract	014371
Legal Block	1
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1014
Census Tract	20807

Owner

Source: San Diego County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2736 ORTEGA RD, RAMONA, CA 92065-5584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Grant Deed, Transfer · Conventional Mortgage FUNDING
Nov 21, 2023	Intrafamily Transfer, Transfer
Aug 20, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Aug 5, 2019	Correction Deed FIRST AMERICAN TITLE
Jul 31, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	2026231810
Prior Transfer Date	Oct 30, 2023
Prior Transfer Doc	0000323844
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2026
Property Address	2736 ORTEGA RD, RAMONA, CA 92065-5584
Document Number	0000231810
Instrument Date	Jul 23, 2026
Instrument	2026231810
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,319.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 ORTEGA RD, RAMONA, CA 92065-5584

Mortgage

Document Number	0000231811,
Date	Aug 10, 2026
Instrument	2026231811

Lender

Name	FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 21, 2023
Property Address	2736 ORTEGA RD, RAMONA, CA 92065-5584
Document Number	0000323844
Map Reference	MAP 14371
Instrument Date	Oct 28, 2023
Instrument	2023-0323844
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2736 ORTEGA RD, RAMONA, CA 92065-5584

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2019
Property Address	2736 ORTEGA RD, RAMONA, CA 92065-5584
Document Number	0000352744
Instrument Date	Aug 19, 2019
Instrument	352744
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2736 ORTEGA RD RAMONA CA 920655584, RAMONA, CA 92065-5584

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2019
Property Address	2736 ORTEGA RD, RAMONA, CA 92065-5584
Document Number	0000325489
Instrument Date	Aug 1, 2019
Instrument	325489
Record Updated	Aug 13, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2736 ORTEGA RD RAMONA CA 920655584, RAMONA, CA 92065-5584

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2019
Property Address	2736 ORTEGA RD, RAMONA, CA 92065-5584
Document Number	0000317158
Instrument Date	Jun 14, 2019
Instrument	317158
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2736 ORTEGA RD RAMONA CA 920655584, RAMONA, CA 92065-5584

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,583 (+2%) Land $214,290 Building $412,293
2025	$6,671.00 (+7.39%) Homeowner's exemption	$614,298 (+4.04%) Land $210,089 Building $404,209
2023	$6,212.00 (-1.51%) Homeowner's exemption	$590,446 Land $201,932 Building $388,514
2022	$6,307.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.6% of the US · above 87% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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