2736 Monroe St, Ashland, KY 41102 Property Records

Boyd County property record for 2736 Monroe St, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,338 sqft · built 1945
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$56,500 (Jul 2022)
Tax Bill	$92 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-10-03-008.00`

Property Details

APN / Parcel Number

Primary APN	`031-10-03-008.00`
Alternative APN	`29261`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
Basement Area	892 sqft
Unfinished Basement	892 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	29261
Street Address	2736 MONROE ST
City	ASHLAND
State	KY
Zip	41102-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 50 MT ADAMS ADDITION
Legal Subdivision	MT ADAMS ADDITION
Legal Lot Number	50
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3006
Census Tract	30600

Owner

2736 Monroe St is owned and occupied by two individuals who bought it in July 2022.

Source: Boyd County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2736 MONROE ST, ASHLAND, KY 41102-5930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 20, 2022	Intrafamily Transfer, Transfer
May 21, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Deed Document Number	202210012769
Deed Book / Page	841 / 370
Prior Transfer Date	May 8, 2020
Prior Transfer Doc	00D817/789
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2736 MONROE ST, ASHLAND, KY 41102-5930
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001554/447
Date	Feb 21, 2024
Book Page	1554/447
Instrument	10026147

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOYD KY
Recording Date	Jul 20, 2022
Property Address	2736 MONROE ST, ASHLAND, KY 41102-5930
Document Number	000841/370
Book / Page	841 / 370
Instrument Date	Jul 18, 2022
Instrument	10012769
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2736 MONROE ST, ASHLAND, KY 41102-5930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2736 MONROE ST, ASHLAND, KY 41102-5930

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOYD KY
Recording Date	May 21, 2020
Property Address	2736 MONROE ST, ASHLAND, KY 41102-5930
Document Number	00D817/789
Book / Page	D817 / 789
Instrument Date	May 8, 2020
Instrument	9832321
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 MONROE ST, ASHLAND, KY 41102-5930

Tax Assessment & Valuation

The 2025 property tax bill for 2736 Monroe St was $92 with a homeowner's exemption.

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$92.00 Homeowner's exemption	$56,500 Land $10,000 Building $46,500	$56,500 Land $10,000 Building $46,500
2023	$109.00 Homeowner's exemption	$56,500 Land $10,000 Building $46,500	$56,500 Land $10,000 Building $46,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2736 Monroe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2736 Monroe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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