2736 McDermott St, Fortuna, CA 95540 Property Records

Humboldt County property record for 2736 McDermott St, Fortuna, CA 95540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,268 sqft · built 1912
Lot Size	0.28 acres (12,196 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (May 2023)
Tax Bill	$3,974 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`201-251-001-000`

Property Details

APN / Parcel Number

Primary APN	`201-251-001-000`
Alternative APN	`20125101`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Wood
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2736 MCDERMOTT ST
City	FORTUNA
State	CA
Zip	95540-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B-4
Legal Description	LTS3&4 BL1 ALTON BK7 MAPS PG8
Legal Subdivision	ALTON
Legal Block	1
Legal Lot Number	3,4
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FORTUNA
Census Block Group	4
Census Block	4046
Census Tract	10902

Owner

2736 McDermott St is owned and occupied by an individual who bought it in May 2023.

Source: Humboldt County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2736 MCDERMOTT ST, FORTUNA, CA 95540-9519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Grant Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Aug 4, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Aug 4, 2021	Grant Deed, Transfer · Reverse Mortgage THE LOAN COMPANY OF SAN DIEGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Aug 4, 2021 · Amount on File
Deed Document Number	20235783
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0000017752
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	May 5, 2023
Property Address	2736 MCDERMOTT ST, FORTUNA, CA 95540-9519
Document Number	0000005783
Map Reference	MB 7 PG 8
Instrument Date	May 2, 2023
Instrument	2023-005783
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2736 MCDERMOTT ST, FORTUNA, CA 95540-9519

Mortgage

Document Number	0000005784
Date	May 5, 2023
Instrument	2023-005784

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000005785
Date	May 5, 2023
Instrument	2023-005785

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jul 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Aug 4, 2021
Property Address	2736 MCDERMOTT ST, FORTUNA, CA 95540-9519
Document Number	0000017752
Map Reference	MB 7 PG 8
Instrument Date	Aug 2, 2021
Instrument	2021-017752
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14096 LAS PALMAS RD, JAMUL, CA 91935-3244

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Aug 4, 2021
Property Address	2736 MCDERMOTT ST, FORTUNA, CA 95540-9519
Document Number	0000017753
Map Reference	MB 7 PG 8
Instrument Date	Jul 28, 2021
Instrument	2021-017753
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14096 LAS PALMAS RD, JAMUL, CA 91935-3244

Mortgage

Document Number	0000017754
Date	Aug 4, 2021
Instrument	2021-017754

Lender

Name	THE LOAN COMPANY OF SAN DIEGO
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2736 McDermott St was $3,974 with a homeowner's exemption, up 4.1% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Elementary School District	Fortuna Elementary School District (PK - 08)
Secondary School District	Fortuna Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,974.00 (+4.09%) Homeowner's exemption	$369,342 Land $145,656 Building $223,686
2024	$3,818.00 (+7.79%)
2023	$3,542.00 (+0.28%)	$328,950 Land $137,700 Building $191,250
2022	$3,532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2736 McDermott St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1995–2002)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2002 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2736 McDermott St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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