2736 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2736 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 1945
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2021)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-42-01-020.00`

Property Details

APN / Parcel Number

Primary APN	`055-42-01-020.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,356 sqft Finished Area
Gross Area	3,196 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Metal
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	373 ft deep x 150 ft wide
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2736 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOLEYS LOTS 9-10-11-29-30-31
Legal Subdivision	FOLEYS
Legal Phase	1
Legal Lot Number	9-10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2736 MADISON AVE, COVINGTON, KY 41015-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	20211020315
Deed Book / Page	125 / 438
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000000143
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2736 MADISON AVE, COVINGTON, KY 41015-1239
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 MADISON AVE, COVINGTON, KY 41017

Mortgage

Document Number	0005900047
Date	Dec 2, 2021
Book Page	309/493
Instrument	21120205900047

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,800 (+24.53%) Land $15,000 Building $171,800	$186,800 (+24.53%) Land $15,000 Building $171,800
2025	$1,336.00 (-33.13%) Homeowner's exemption	$150,000 (-) Land $15,000 Building $135,000	$150,000 (-) Land $15,000 Building $135,000
2023	$1,998.00	$150,000 Land $15,000 Building $135,000	$150,000 Land $15,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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