Union County property record for 2736 Bent Oak Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,335 sqft · built 1991 |
| Lot Size | 0.617 acres (26,877 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $290,000 (Oct 2017) |
| Tax Bill | $3,430 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-054-382 |
| Primary APN | 07-054-382 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,335 sqft Living Area |
| Gross Area | 2,895 sqft |
| 1st Floor Area | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,877 sqft (0.617 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2736 BENT OAK DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 STALL |
| Legal Description | #122 WILLOW BROOK@HUNLEY CREEK PHI OPCC445 |
| Legal Subdivision | HUNLEY CREEK - WILLOW BROOK |
| Legal Lot Number | 122 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20309 |
2736 Bent Oak Dr, a rural home, is owner-occupied and held in a trust since October 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2736 BENT OAK DR, MATTHEWS, NC 28104-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Intrafamily Transfer, Transfer |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on File |
| Deed Sale | Oct 11, 2017 · Amount on File |
| Deed Document Number | 201729925 |
| Deed Book / Page | 7032 / 92 |
| Last Transfer Date | Oct 10, 2025 |
| Transfer Doc | 0009228541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 23, 2025 |
| Property Address | 2736 BENT OAK DR, MATTHEWS, NC 28104-4311 |
| Document Number | 0009228541 |
| Book / Page | 9228 / 541 |
| Map Reference | CAB C FILE 445 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 27788 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2736 BENT OAK DR, MATTHEWS, NC 28104-4311 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 11, 2017 |
| Property Address | 2736 BENT OAK DR, MATTHEWS, NC 28104-4311 |
| Document Number | 703292 |
| Book / Page | 007032 / 000092 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 29925 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2736 BENT OAK DR MATTHEWS NC 281044311, MATTHEWS, NC 28104-4311 |
| Document Number | 703295 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 007032/000095 |
| Instrument | 29926 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2047 |
The 2025 property tax bill for 2736 Bent Oak Dr was $3,430, up 15.5% from the year before.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,100 (-) Land $96,600 Building $408,500 | $505,100 (-) Land $96,600 Building $408,500 | |
| 2025 | $3,430.00 (+15.53%) | $505,100 (+48.82%) Land $96,600 Building $408,500 | $505,100 Land $96,600 Building $408,500 |
| 2024 | $2,969.00 (+4.43%) | $339,400 (-) Land $62,100 Building $277,300 | |
| 2023 | $2,843.00 | $339,400 Land $62,100 Building $277,300 | $339,400 Land $62,100 Building $277,300 |
| 2021 | $339,400 Land $62,100 Building $277,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2736 Bent Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2736 Bent Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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