27357 N Bay Rd, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 27357 N Bay Rd, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,691 sqft · built 2016
Lot Size	0.627 acres (27,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Oct 2017)
Tax Bill	$6,045 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage May 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0335-021-15-0000`

Property Details

APN / Parcel Number

Primary APN	`0335-021-15-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,691 sqft Living Area
Gross Area	5,827 sqft
1st Floor Area	1,680 sqft
2nd Floor Area	1,011 sqft
Basement Area	2,388 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,313 sqft (0.627 acres)
Terrain	Below Road/Slope
View / Lot	Waterfront
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	706 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	27357 N BAY RD
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAP 18824 PARCEL 5 BOOK 236 PAGE 49
Legal Subdivision	PARCEL MAP 18824
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2005
Census Tract	10903

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 753, LAKE ARROWHEAD, CA 92352-0753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC
Oct 10, 2017	Grant Deed, Transfer · Conventional Mortgage JETT PARTNERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Document Number	2017418212
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	0000045303
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	27357 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27357 N BAY RD, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000010440
Date	Jan 15, 2026
Instrument	2026-0010440

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	27357 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162449
Date	May 3, 2018
Instrument	2018-0162449

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	27357 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 753, LAKE ARROWHEAD, CA 92352-0753

Mortgage

Document Number	0000053544
Date	Feb 20, 2019
Instrument	2019-0053544

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	27357 N BAY RD, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000284709
Date	Aug 20, 2019
Instrument	2019-0284709

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	27357 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000044453
Instrument Date	Jan 23, 2021
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27357 N BAY RD LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000044453
Date	Jan 29, 2021
Instrument	44453

Lender

Name	INTELLILOAN INC
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 10, 2017
Property Address	27357 N BAY RD, LAKE ARROWHEAD, CA 92352
Document Number	0000418212
Instrument Date	Sep 1, 2017
Instrument	418212
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 753 LAKE ARROWHEAD CA 923520753, LAKE ARROWHEAD, CA 92352-0753

Mortgage

Document Number	418213
Date	Oct 10, 2017
Instrument	418213

Lender

Name	JETT PARTNERS
Address	PO BOX 323, BLUE JAY, CA 92317-0323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,663 (+2%) Land $177,571 Building $360,092
2025	$6,045.00 (+6.69%) Homeowner's exemption	$527,120 (+4.04%) Land $174,089 Building $353,031
2023	$5,666.00 (+2.09%) Homeowner's exemption	$506,651 Land $167,328 Building $339,323
2022	$5,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2023–2025)
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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