Charlotte County property record for 27354 Las Lomas Dr, Punta Gorda, FL 33955
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.173 acres (7,547 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jun 2026) |
| Tax Bill | $352 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 422310454044 |
| Primary APN | 422310454044 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,547 sqft (0.173 acres) |
|---|---|
| View / Lot | Waterfront |
| Account Number | 01064040000007 |
|---|---|
| Street Address | 27354 LAS LOMAS DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-2726 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RSF3.5 |
| Legal Description | TROP G A UN10 BLK264 LT 32 521/30 PR93-282 1273/1869 PR95-314 1400/824 DC3682/1459-AH PR12-1499 OSA3693/1990 |
| Legal Range | 23E |
| Legal Township | 42S |
| Legal Section | 10 |
| Legal Subdivision | TROP G A UN10 |
| Legal Tract | TGA |
| Legal Block | 264 |
| Legal Lot Number | 32 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3220 |
| Census Tract | 10505 |
27354 Las Lomas Dr, residential vacant land, is owned and occupied by an individual who bought it in June 2026.
Source: Charlotte County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27354 LAS LOMAS DR, PUNTA GORDA, FL 33955-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 21, 2026 | Deed of Trust, Mortgage · Balloon Mortgage LILLIAN M DENHAM REVOCABLE TRUST |
| Dec 16, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on File |
| Deed Sale | Jun 5, 2026 · Amount on File |
| Prior Sale | May 1, 2025 · Amount on File |
| Deed Document Number | 20263651485 |
| Prior Transfer Date | Dec 15, 2025 |
| Prior Transfer Doc | 0003596863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 27354 LAS LOMAS DR, PUNTA GORDA, FL 33955-2726 |
| Document Number | 0003651485 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20263651485 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27354 LAS LOMAS DR, PUNTA GORDA, FL 33955-2726 |
| Document Number | 0003651486, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20263651486 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0003651487, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20263651487 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 27354 LAS LOMAS DR, PUNTA GORDA, FL 33955-2726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22074 HERNANDO AVE, PORT CHARLOTTE, FL 33952-5443 |
| Document Number | 0003606501 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 3606501 |
| Name | LILLIAN M DENHAM REVOCABLE TRUST |
|---|---|
| Type | Private Party |
| Address | 3380 MAGIC OAK LN, SARASOTA, FL 34232 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 14, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 27354 LAS LOMAS DR, PUNTA GORDA, FL 33955-2726 |
| Document Number | 0003596863 |
| Map Reference | MB 4 PG 76 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 3596863 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27360 LAS LOMAS DR, PUNTA GORDA, FL 33955-2726 |
| Name | Verified Name |
|---|---|
| Address | 27360 LAS LOMAS DR, PUNTA GORDA, FL 33955-2726 |
The 2025 property tax bill for 27354 Las Lomas Dr was $352.
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $352.00 | $12,750 Land $12,750 | $12,750 Land $12,750 |
| 2023 | $327.00 (+5.14%) | $4,480 (-63.65%) | $14,500 (+17.65%) Land $14,500 |
| 2022 | $311.00 | $12,325 Land $12,325 | $12,325 Land $12,325 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 27354 Las Lomas Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27354 Las Lomas Dr is high, ranking above 89% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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