2735 River Pine Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 2735 River Pine Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 4,734 sqft · built 2011
Lot Size	0.3 acres (13,110 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jun 2015)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-21-31-510-0000-0020`

Property Details

APN / Parcel Number

Primary APN	`26-21-31-510-0000-0020`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	1 Story
Building Area	4,734 sqft Living Area
1st Floor Area	1,882 sqft
2nd Floor Area	2,340 sqft
Upper Floors Area	2,340 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	13,110 sqft
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	540 sqft
Patio Area	640 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	2735 RIVER PINE CT
City	OVIEDO
State	FL
Zip	32765-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 RIVER PINE ESTATES PB 73 PGS 35 - 37
Legal Range	31E
Legal Township	21S
Legal Section	26
Legal Subdivision	RIVER PINE ESTATES
Legal Tract	510
Legal Lot Number	2
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2008
Census Tract	21315

Owner

2735 River Pine Ct is owned and occupied by two individuals who bought it in June 2015.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2735 RIVER PINE CT, OVIEDO, FL 32765-8953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015 · Amount on File
Deed Sale	Jun 2, 2015 · Amount on File
Prior Sale	Mar 2, 2011 · Amount on File
Deed Document Number	2015058394
Deed Book / Page	08479 / 0086
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2735 RIVER PINE CT, OVIEDO, FL 32765-8953
Document Number	0095250362
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2735 RIVER PINE CT OVIEDO FL 327658953, OVIEDO, FL 32765-8953

Mortgage

Document Number	0095250362
Date	Jan 28, 2020
Book Page	009525/000362
Instrument	9550

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 27, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$664,817	$800,805 Land $120,000 Building $680,805
2023	Homeowner's exemption	$627,263	$766,551 Land $120,000 Building $646,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2735 River Pine Ct in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	22 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 13 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2735 River Pine Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20