2735 Flagstone Cir, Naperville, IL 60564 Property Records

DuPage County property record for 2735 Flagstone Cir, Naperville, IL 60564

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,878 sqft · built 1996
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$409,000 (Jan 2022)
Tax Bill$11,513 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-34-305-020

Property Details

APN / Parcel Number

Primary APN07-34-305-020

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,878 sqft Living Area
Gross Area3,837 sqft
1st Floor Area1,454 sqft
2nd Floor Area1,424 sqft
Basement Area959 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions11 ft deep x 6.9 ft wide
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2735 FLAGSTONE CIR
CityNAPERVILLE
StateIL
Zip60564-9483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSUMMERFIELD UNIT 2 ALL
Legal SubdivisionSUMMERFIELD UNIT 2
Legal Lot Number76
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group3
Census Block3011
Census Tract846524

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2735 FLAGSTONE CIR, NAPERVILLE, IL 60564-9483
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleNov 23, 2009 · Amount on Record
Deed Document Number20227412
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJan 21, 2022
Property Address2735 FLAGSTONE CIR, NAPERVILLE, IL 60564-9483
Document Number0000007412
Map ReferenceDOC R96-011143
Instrument DateOct 6, 2021
InstrumentR2022-007412
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$409.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2735 FLAGSTONE CIR, NAPERVILLE, IL 60564-9483

Mortgage

Document Number0000007413
DateJan 21, 2022
InstrumentR2022-007413
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address2735 FLAGSTONE CIR, NAPERVILLE, IL 60564-9483
Document Number0000120171
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2735 FLAGSTONE CIR NAPERVILLE IL 605649483, NAPERVILLE, IL 60564-9483

Mortgage

Document Number0000120171
DateNov 22, 2017
Instrument120171
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 21, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address2735 FLAGSTONE CIR, NAPERVILLE, IL 60564-9483
Document Number0000005212
Instrument DateJan 3, 2017
Transaction TypeMortgage
Record UpdatedFeb 3, 2017
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2735 FLAGSTONE CIR NAPERVILLE IL 605649483, NAPERVILLE, IL 60564-9483

Mortgage

Document Number0000005212
DateJan 17, 2017
Instrument5212
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 16, 2032
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,513.00 (+12.88%)$203,266 (+30.93%) Land $44,049 Building $159,217$609,798 (+30.93%) Land $132,147 Building $477,651
2022$10,199.00 Homeowner's exemption$155,250 Land $33,360 Building $121,890$465,750 Land $100,080 Building $365,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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