2735 Downing St, Jacksonville, FL 32205 Property Records

Duval County property record for 2735 Downing St, Jacksonville, FL 32205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,393 sqft · built 1914
Lot Size	0.121 acres (5,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (May 2024)
Tax Bill	$5,067 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage May 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`064327-0000`

Property Details

APN / Parcel Number

Primary APN	`064327-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
Gross Area	1,573 sqft
1st Floor Area	1,249 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,275 sqft (0.121 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2735 DOWNING ST
City	JACKSONVILLE
State	FL
Zip	32205-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	3-54 22-2S-26E NEW RIVERSIDE LOT 13 BLK 11
Legal Range	26E
Legal Township	02S
Legal Section	22
Legal Subdivision	NEW RIVERSIDE
Legal Block	11
Legal Lot Number	13
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2019
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Historic District listed 1985 · 2,125 contributing resources · NRIS 85000689

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3810 BURNT PINE DR, JACKSONVILLE, FL 32224-0853
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
May 18, 2022	Warranty Deed, Transfer · Commercial Mortgage GROUNDFLOOR JACKSONVILLE LLC
Apr 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Document Number	202494729
Deed Book / Page	21040 / 1970
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 2, 2024
Property Address	2735 DOWNING ST, JACKSONVILLE, FL 32205-7601
Document Number	0210401970
Book / Page	21040 / 1970
Map Reference	MB 3 PG 54
Instrument Date	Apr 30, 2024
Instrument	2024094729
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12769 AGATITE RD, JACKSONVILLE, FL 32258-2351

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3810 BURNT PINE DR, JACKSONVILLE, FL 32224-0853

Mortgage

Document Number	0210401972
Date	May 2, 2024
Instrument	21040/1972

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 18, 2022
Property Address	2735 DOWNING ST, JACKSONVILLE, FL 32205-7601
Document Number	0202882177
Book / Page	20288 / 2177
Map Reference	MB 3 PG 54
Instrument Date	May 11, 2022
Instrument	2022135860
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	NOT AVAILABLE, OMNI TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,421.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 NORTHPOINT PKWY, 801, WEST PALM BEACH, FL 33407-1973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 UNIVERSITY BLVD S APT 1037, 1037, JACKSONVILLE, FL 32216-4323

Mortgage

Document Number	0202882179
Date	May 18, 2022
Instrument	20288/2179

Lender

Name	GROUNDFLOOR JACKSONVILLE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 8, 2022

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 22, 2022
Property Address	2735 DOWNING ST, JACKSONVILLE, FL 32205-7601
Document Number	0202361226
Book / Page	20236 / 1226
Map Reference	MB 3 PG 54
Instrument Date	Feb 4, 2022
Instrument	2022102206
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2735 DOWNING ST, 2735, JACKSONVILLE, FL 32205-7601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 22, 2022
Property Address	2735 DOWNING ST, JACKSONVILLE, FL 32205-7601
Document Number	0202361228
Book / Page	20236 / 1228
Map Reference	MB 3 PG 54
Instrument Date	Feb 2, 2022
Instrument	2022102207
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 AMUSEMENT DR, 111, NINETY SIX, SC 29666-8316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 22, 2022
Property Address	2735 DOWNING ST, JACKSONVILLE, FL 32205-7601
Document Number	0202361230
Book / Page	20236 / 1230
Map Reference	MB 3 PG 54
Instrument Date	Feb 2, 2022
Instrument	2022102208
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2815 HOWARD RD, 2815, MIDDLEBURG, FL 32068-5640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 22, 2022
Property Address	2735 DOWNING ST, JACKSONVILLE, FL 32205-7601
Document Number	0202361232
Book / Page	20236 / 1232
Map Reference	MB 3 PG 54
Instrument Date	Feb 2, 2022
Instrument	2022102209
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7541 BRETT FOREST DR, 7541, JACKSONVILLE, FL 32222-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 NORTHPOINT PKWY STE 141, 141, WEST PALM BEACH, FL 33407-1815
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,781 (-2.73%) Land $98,581 Building $158,200	$256,781 (-2.73%) Land $98,581 Building $158,200
2025	$5,067.00 (+11.07%)	$263,977 (+19.71%) Land $93,000 Building $170,977	$263,977 (+19.71%) Land $93,000 Building $170,977
2024	$4,562.00 (+9.37%)
2023	$4,171.00 (-0.38%)	$220,512 (-9.9%) Land $97,650 Building $122,862	$220,512 (-9.9%) Land $97,650 Building $122,862
2022	$4,187.00	$244,744 Land $97,650 Building $147,094	$244,744 Land $97,650 Building $147,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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