2735 433rd St, Harris, MN 55032 Property Records

Chisago County property record for 2735 433rd St, Harris, MN 55032

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,524 sqft · built 1996
Lot Size	41 acres (1,785,960 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,852 (2026)
Deeds & Mortgages	Aug 2026 Sale May 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`03-00405-10`

Property Details

APN / Parcel Number

Primary APN	`03-00405-10`
Alternative APNs	`3179744` `3374604` `3458596` `3989096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	2,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,785,960 sqft (41 acres)
Garage Area	1,524 sqft
Pole Barn	1,440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3989096
Street Address	2735 433RD ST
City	HARRIS
State	MN
Zip	55032-3450
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	THAT PT OF S 1/2 OF SW 1/4 LYG E'LY OF C/L OF CTY RD #8.
Legal Range	022
Legal Township	036
Legal Section	26
Jurisdiction	CHISAGO MN
Township / Civil Division	FISH LAKE
Census Block Group	3
Census Block	3050
Census Tract	110100

Owner

2735 433rd St, a rural home, is owner-occupied and held in a trust since July 2026.

Source: Chisago County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2735 433RD ST, HARRIS, MN 55032-3450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 17, 2017	Deed, Transfer · Conventional Mortgage CU MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 2026
Transfer Doc	0000695103
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHISAGO MN
Recording Date	Aug 6, 2026
Property Address	2735 433RD ST, HARRIS, MN 55032-3450
Document Number	0000695103
Instrument Date	Jul 30, 2026
Instrument	2026695103
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2735 433RD ST, HARRIS, MN 55032-3450

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHISAGO MN
Recording Date	May 17, 2017
Property Address	2735 433RD ST, HARRIS, MN 55032-3450
Document Number	A598838
Instrument Date	May 10, 2017
Instrument	A598838
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	HOME TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2735 433RD ST, HARRIS, MN 55032-3450

Mortgage

Document Number	A598840
Date	May 17, 2017
Instrument	A598840

Lender

Name	CU MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2735 433rd St was $3,852 with a homeowner's exemption, down 4.4% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Fish Lake Township
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,852.00 (-4.42%)
2025	$4,030.00 Homeowner's exemption
2024		$428,700 (+2.17%)	$443,800 (+2.09%)
2023	$3,684.00 (-0.75%) Homeowner's exemption	$419,600 (+7.18%)	$434,700 (+8.05%) Land $151,600 Building $283,100
2022	$3,712.00 (-2.16%) Homeowner's exemption	$391,500 (+20.17%)	$402,300 (+18.05%) Land $134,100 Building $268,200
2021	$3,794.00	$325,800	$340,800 Land $110,200 Building $230,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2735 433rd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2735 433rd St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

May also be available: GigFire.

Cell Coverage

5G and 4G LTE (outdoors only)

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