27341 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 27341 Fairmount Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,328 sqft · built 1870
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$43,000 (Jun 1998)
Tax Bill	$1,257 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-098940`

Property Details

APN / Parcel Number

Primary APN	`06-098940`
Alternative APNs	`6098940` `098940`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,328 sqft Total Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	344 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	098940
Street Address	27341 FAIRMOUNT RD
City	WESTOVER
State	MD
Zip	21871-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	1.00 ACRES E/S RT 361 UPPER FAIRMOUNT
Legal Subdivision	VANBENTHUYSEN TIMOTHY PROP
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3035
Census Tract	930800

Owner

27341 Fairmount Rd is owned and occupied by two individuals who bought it in June 1998.

Source: Somerset County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27341 FAIRMOUNT RD, WESTOVER, MD 21871-4133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Oct 1, 2019	Deed of Trust, Mortgage QUICKEN LNS
May 24, 2017	Deed of Trust, Mortgage · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 1998 · Amount on File
Deed Sale	Jun 24, 1998 · Amount on File
Deed Document Number	1998414
Deed Book / Page	463 / 743
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	27341 FAIRMOUNT RD, WESTOVER, MD 21871-4133
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0014370234
Date	Dec 11, 2025
Book Page	1437/234

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Oct 9, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	27341 FAIRMOUNT RD, WESTOVER, MD 21871-4133
Document Number	0010570060
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27341 FAIRMOUNT RD WESTOVER MD 218714133, WESTOVER, MD 21871-4133

Mortgage

Document Number	0010570060
Date	Oct 15, 2019
Book Page	001057/000060

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	27341 FAIRMOUNT RD, WESTOVER, MD 21871-4133
Document Number	0009500481
Book / Page	000950 / 000481
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27341 FAIRMOUNT RD WESTOVER MD 218714133, WESTOVER, MD 21871-4133

Mortgage

Document Number	0009500481
Date	May 24, 2017
Book Page	000950/000481

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	May 23, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 27341 Fairmount Rd was $1,257 with a homeowner's exemption, up 1% from the year before.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,257.00 (+9.97%) Homeowner's exemption	$113,100	$122,900 Land $52,500 Building $70,400
2025	$1,143.00 Homeowner's exemption
2023	$1,007.00 Homeowner's exemption	$90,600	$93,500 Land $35,000 Building $58,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27341 Fairmount Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27341 Fairmount Rd is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 98.5% of Maryland
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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