2734 Saddle Dr, Durham, NC 27712 Property Records

Durham County property record for 2734 Saddle Dr, Durham, NC 27712 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,006 sqft · built 1973
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2011)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0804-78-7104`

Property Details

APN / Parcel Number

Primary APN	`0804-78-7104`
Alternative APNs	`0804-78-71-0455` `080402787106` `181688`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,006 sqft Heated Area
1st Floor Area	2,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2734 SADDLE DR
City	DURHAM
State	NC
Zip	27712-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLLOW RDG/SEC:01/LT#A PL:000112-000176
Legal Subdivision	WILLOW RDG SEC 1
Legal Lot Number	A
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	5
Census Block	5017
Census Tract	1604

Owner

Source: Durham County records · APN 0804-78-7104

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2734 SADDLE DR, DURHAM, NC 27712-1851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2011 · Amount on Record
Deed Sale	Mar 10, 2011 · Amount on Record
Prior Sale	Dec 16, 2005 · Amount on Record
Deed Document Number	20117355
Deed Book / Page	6683 / 30
Prior Transfer Date	Jul 07, 2008
Prior Transfer Doc	0060120129
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2734 SADDLE DR, DURHAM, NC 27712-1851
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098490446
Date	Jan 17, 2023
Book Page	9849/446
Instrument	2023049496

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2734 SADDLE DR, DURHAM, NC 27712-1851
Document Number	0089430168
Instrument Date	May 04, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2734 SADDLE DR DURHAM NC 277121851, DURHAM, NC 27712-1851

Mortgage

Document Number	0089430168
Date	May 13, 2020
Book Page	008943/000168
Instrument	17336

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2035

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,145.00 (+6.06%)	$583,905 (+41.85%) Land $127,200 Building $456,705	$583,905 (+41.85%) Land $127,200 Building $456,705
2023	$3,908.00 (+4.27%)	$411,636 Land $61,531 Building $350,105	$411,636 Land $61,531 Building $350,105
2022	$3,748.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630016045, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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