2734 Ronald Dr, Troy, MI 48085 Property Records

Oakland County property record for 2734 Ronald Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,178 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2019)
Tax Bill	$5,136 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-01-403-008`

Property Details

APN / Parcel Number

Primary APN	`88-20-01-403-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,178 sqft Living Area
1st Floor Area	1,059 sqft
Basement Area	387 sqft
Unfinished Basement	1,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 68 ft wide
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Deck Area	193 sqft
Patio Area	543 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2734 RONALD DR
City	TROY
State	MI
Zip	48085-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 1 RANIERI SUB LOT 42
Legal Range	11E
Legal Township	2N
Legal Section	1
Legal Subdivision	RONIERI
Legal Lot Number	42
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	5
Census Block	5019
Census Tract	196000

Owner

2734 Ronald Dr is owned and occupied by an individual who bought it in August 2019.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2734 RONALD DR, TROY, MI 48085-1140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Oct 3, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Oct 3, 2017 · Amount on File
Deed Document Number	2019132550
Deed Book / Page	53146 / 295
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	0000161144
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2734 RONALD DR, TROY, MI 48085-1140
Document Number	0000122918
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 RONALD DR TROY MI 480851140, TROY, MI 48085-1140

Mortgage

Document Number	0000122918
Date	Jun 24, 2020
Book Page	054400/000569
Instrument	122918

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 16, 2019
Property Address	2734 RONALD DR, TROY, MI 48085-1140
Document Number	0000132550
Book / Page	053146 / 000295
Instrument Date	Jul 11, 2019
Instrument	132550
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	949 CENTURY DR #203 TROY MI 480831344, 203, TROY, MI 48083-1344

Mortgage

Document Number	132551
Date	Aug 16, 2019
Book Page	053146/000298
Instrument	132551

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 3, 2017
Property Address	2734 RONALD DR, TROY, MI 48085-1140
Document Number	0000183733
Book / Page	51137 / 00041
Map Reference	LB 142 PG 25&26
Instrument Date	Sep 20, 2017
Instrument	183733
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LEADING EDGE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 OAKSHIRE AVE, BERKLEY, MI 48072-1326

Mortgage

Document Number	0000183734
Date	Oct 3, 2017
Instrument	183734

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2734 Ronald Dr was $5,136 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,136.00
2023			$327,420
2022	$5,308.00	$163,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2734 Ronald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2734 Ronald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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