2734 Mesa Oak Ct, Ramona, CA 92065 Property Records

San Diego County property record for 2734 Mesa Oak Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,622 sqft · built 1999
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Feb 1998)
Tax Bill	$6,500 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`285-121-20-00`

Property Details

APN / Parcel Number

Primary APN	`285-121-20-00`
Alternative APN	`2851210100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,622 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	174,676 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2851210100
Street Address	2734 MESA OAK CT
City	RAMONA
State	CA
Zip	92065-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S88
Legal Description	LOT 6 PAR B PER DOC96-061359 IN LOTS 5& TR 013240
Legal Subdivision	COUNTY/SAN DIEGO #4862-1
Legal Tract	013240
Legal Block	3
Legal Lot Number	6,5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3008
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2734 MESA OAK CT, RAMONA, CA 92065-3650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 1998 · Amount on Record
Deed Sale	Feb 2, 1998 · Amount on Record
Deed Document Number	199851266
Last Transfer Date	Jun 25, 2003
Transfer Doc	0000797585
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2734 MESA OAK CT, RAMONA, CA 92065-3650
Document Number	0000350933
Instrument Date	Jun 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2734 MESA OAK CT RAMONA CA 920653650, RAMONA, CA 92065-3650

Mortgage

Document Number	0000350933
Date	Jul 2, 2020
Instrument	350933

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$691,319 (+13.58%) Land $200,312 Building $491,007
2025	$6,500.00 (+4.94%) Homeowner's exemption	$608,685 (+4.04%) Land $196,385 Building $412,300
2023	$6,194.00 (-1.53%) Homeowner's exemption	$585,051 Land $188,760 Building $396,291
2022	$6,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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