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2734 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2734 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,810 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Nov 2019)
Tax Bill$5,658 (2025)
Deeds & MortgagesNov 2019 Sale
Flood ZoneZone X (minimal risk)
APN092531502100011400

Property Details

APN / Parcel Number

Primary APN092531502100011400

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,810 sqft Heated Area
Gross Area3,568 sqft
1st Floor Area1,632 sqft
Upper Floors Area1,178 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
Garage Area430 sqft

Exterior Amenities

Pool Area30 sqft
PorchOpen Porch
Porch Area328 sqft
Deck Area620 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2734 MATERA DR
CitySAINT CLOUD
StateFL
Zip34771-9128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PB 26 PGS 19-22 LOT 140
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES/RESERVE
Legal Tract5021
Legal Lot Number140
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1017
Census Tract43700

Owner

Source: Osceola County records · APN 092531502100011400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2734 MATERA DR, SAINT CLOUD, FL 34771-9128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2019 · Amount on Record
Deed SaleNov 14, 2019 · Amount on Record
Deed Document Number2019148228
Deed Book / Page5623 / 1395
Record UpdatedJun 08, 2026

November 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 14, 2019
Property Address2734 MATERA DR, SAINT CLOUD, FL 34771-9128
Document Number0056231395
Book / Page005623 / 001395
Instrument DateNov 11, 2019
Instrument148228
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 05, 2019
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$2,765.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2734 MATERA DR ST CLOUD FL 347719128, ST CLOUD, FL 34771-9128

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,658.00 (+6.71%) Homeowner's exemption$397,811 (+5.99%)$472,200 (-4.97%) Land $90,000 Building $382,200
2023$5,302.00 (+3.8%) Homeowner's exemption$375,340 (+3%)$496,900 (+14.89%) Land $90,000 Building $406,900
2022$5,108.00 Homeowner's exemption$364,408$432,500 Land $80,000 Building $352,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 340 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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