2734 Hugo Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 2734 Hugo Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,946 sqft · built 2012
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Mar 2024)
Tax Bill	$6,767 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-042-0331-0`

Property Details

APN / Parcel Number

Primary APN	`C56-001-042-0331-0`
Alternative APN	`32-3N-23-0000-0036-0040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,946 sqft Heated Area
Gross Area	5,047 sqft
1st Floor Area	3,793 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Finished
Garage Area	1,152 sqft
Porch	Open Porch
Porch Area	1,434 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2734 HUGO LN
City	CRESTVIEW
State	FL
Zip	32539-6369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR SW1/4 OF NE1/4 W150 FT TO POB W 265 FT S 291 FT E 265 FT N 291 FT TO POB
Legal Range	23
Legal Township	03N
Legal Section	32
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1009
Census Tract	20702

Owner

2734 Hugo Ln is owned and occupied by an individual who bought it in March 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 14, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 15, 2019	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2024 · Amount on File
Deed Sale	Mar 14, 2024 · Amount on File
Prior Sale	Jan 22, 2021 · Amount on File
Deed Document Number	3676287
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369

Mortgage

Document Number	0003803345
Date	Mar 10, 2026
Instrument	3803345

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369

Mortgage

Document Number	0003801974
Date	Mar 4, 2026
Instrument	3801974

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 14, 2024
Property Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369
Document Number	0003676287
Instrument Date	Mar 12, 2024
Instrument	3676287
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EGLIN ST, FT WALTON BCH, FL 32547-2703

Mortgage

Document Number	0003676288
Date	Mar 14, 2024
Instrument	3676288

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369

Mortgage

Document Number	0036420113
Date	Sep 9, 2022
Book Page	3642/113
Instrument	3577519

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 22, 2021
Property Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369
Document Number	0035201611
Book / Page	3520 / 1611
Instrument Date	Jan 19, 2021
Instrument	3424039
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,123.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 GAVERNIE CT, 805, CRESTVIEW, FL 32539-8303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369

Mortgage

Document Number	0035201613
Date	Jan 22, 2021
Instrument	3520/1613

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 15, 2019
Property Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369
Document Number	0033814212
Book / Page	3381 / 4212
Instrument Date	Jan 9, 2019
Instrument	3253615
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	THE MAIN STREET LAND TITLE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,321.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2780 HUGO LN, 2780, CRESTVIEW, FL 32539-6369

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2734 HUGO LN, CRESTVIEW, FL 32539-6369

Mortgage

Document Number	0033814214
Date	Jan 15, 2019
Book Page	3381/4214
Instrument	3253616

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2734 Hugo Ln was $6,767 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,767.00 Homeowner's exemption	$708,176 Land $22,681 Building $685,495	$708,176 Land $22,681 Building $685,495
2023	$6,860.00 (+5.04%)	$701,129 (+6.21%) Land $19,270 Building $681,859	$701,129 (+6.21%) Land $19,270 Building $681,859
2022	$6,531.00	$660,134 Land $18,009 Building $642,125	$660,134 Land $18,009 Building $642,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2734 Hugo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2734 Hugo Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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