2734 Clyde Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2734 Clyde Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1936
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$165,500 (Jun 2020)
Tax Bill$4,614 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 48.15-1-21

Property Details

APN / Parcel Number

Primary APN422800 48.15-1-21
Alternative APN
  • 280004801500010210000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions146 ft deep x 54 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area200 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2734 CLYDE AVE
CitySCHENECTADY
StateNY
Zip12306-1610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,BLG,ENPR SIEGEL-245 2.-159-22
Legal Block1
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1009
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2734 CLYDE AVE, SCHENECTADY, NY 12306-1610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
SIDNEY FEDERAL CREDIT UNION
Jun 12, 2020Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jan 16, 2019Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2020 · Amount on Record
Deed SaleJun 12, 2020 · Amount on Record
Prior SaleJan 16, 2019 · Amount on Record
Deed Document Number202016933
Deed Book / Page2036 / 402
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJun 11, 2026
Property Address2734 CLYDE AVE, SCHENECTADY, NY 12306-1610
Document Number0000013397
Instrument DateJun 5, 2026
Instrument202613397
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySMPR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 KELLAR AVE, SCHENECTADY, NY 12306-1116

Mortgage

Document Number0000013397,
DateJun 11, 2026
Instrument202613397
Lender
NameSIDNEY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate5.5%
Initial TypeFixed Rate
Max Rate-1%

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJun 12, 2020
Property Address2734 CLYDE AVE, SCHENECTADY, NY 12306-1610
Document Number0000016933
Book / Page2036 / 402
Instrument DateApr 24, 2020
Instrument202016933
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$662.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2734 CLYDE AVE, 2734, SCHENECTADY, NY 12306-1610

Transferred To (Grantee/Buyer)

NameVerified Name
Address73 MILES STANDISH RD, SCHENECTADY, NY 12306-3443

Mortgage

Document Number0000016935
DateJun 12, 2020
Instrument202016935
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 16, 2019
Property Address2734 CLYDE AVE, SCHENECTADY, NY 12306-1610
Document Number0000002299
Book / Page002003 / 000771
Instrument DateOct 4, 2018
Instrument2299
Transaction TypeTransfer
Record UpdatedFeb 1, 2019
Title CompanyPRIORITY 1 ABSTRACT, PRIORITY 1 ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address81 PUTNAM RD ROTTERDAM NY 123065733, ROTTERDAM, NY 12306-5733

Mortgage

Document Number2307
DateJan 16, 2019
Book Page004890/000018
Instrument2307
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,614.00$115,000 (-) Land $10,800 Building $104,200$176,900 (+16.92%) Land $16,613 Building $160,287
2023$115,000 Land $10,800 Building $104,200$151,300 Land $14,209 Building $137,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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