2733 Phillips Ave, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 2733 Phillips Ave, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,086 sqft · built 1948
Lot Size0.226 acres (9,875 sqft)
OwnerIndividual Name on Record
Last Sale$456,500 (Feb 2021)
Tax Bill$5,421 (2023)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Nov 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN145-045-15

Property Details

APN / Parcel Number

Primary APN145-045-15

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,086 sqft Heated Area
Gross Area819 sqft
1st Floor Area780 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,875 sqft (0.226 acres)
Garage Area240 sqft
PorchPorch
Porch Area39 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number145-045-15
Street Address2733 PHILLIPS AVE
CityCHARLOTTE
StateNC
Zip28208-7029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL29 B3 M6-3
Legal SubdivisionSCOTLAND HILLS MAP
Legal Block3
Legal Lot Number29
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3008
Census Tract3600

Owner

Source: Mecklenburg County records, as of July 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2733 PHILLIPS AVE, CHARLOTTE, NC 28208-7029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Nov 19, 2020Deed of Trust, Construction Loan · Construction Mortgage
TOP DOLLAR REAL ESTATE LLC
May 13, 2020Warranty Deed, Transfer · Construction Mortgage
OLD NORTH CAP INVS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Prior SaleMay 13, 2020 · Amount on Record
Deed Document Number0035675983
Deed Book / Page35675 / 983
Record UpdatedJun 7, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 16, 2021
Property Address2733 PHILLIPS AVE, CHARLOTTE, NC 28208-7029
Document Number0000029357
Book / Page35675 / 983
Map ReferenceMB 6 PG 3
Instrument DateFeb 12, 2021
Instrument2021029357
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$913.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 32335, CHARLOTTE, NC 28232-2335

Transferred To (Grantee/Buyer)

NameVerified Name
Address2733 PHILLIPS AVE, CHARLOTTE, NC 28208-7029

Mortgage

Document Number0000029358
DateFeb 16, 2021
Instrument2021029358
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateNov 19, 2020
Property Address2733 PHILLIPS AVE, CHARLOTTE, NC 28208-7029
Document Number0000195526
Book / Page035334 / 000367
Instrument DateMay 28, 2020
Instrument195526
Transaction TypeConstruction Loan
Record UpdatedJan 7, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2733 PHILLIPS AVE CHARLOTTE NC 282087029, CHARLOTTE, NC 28208-7029

Mortgage

Document Number0000195526
DateNov 19, 2020
Book Page035334/000367
Instrument195526
Lender
NameTOP DOLLAR REAL ESTATE LLC
Address936 CITYSCAPE DR, CHARLOTTE, NC 28205-2653
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 18, 2021

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 13, 2020
Property Address2733 PHILLIPS AVE, CHARLOTTE, NC 28208-7029
Document Number0000068291
Book / Page034570 / 000994
Instrument DateMay 13, 2020
Instrument68291
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$150.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 32335 CHARLOTTE NC 282322335, CHARLOTTE, NC 28232-2335

Mortgage

Document Number68292
DateMay 13, 2020
Book Page034571/000001
Instrument68292
Lender
NameOLD NORTH CAP INVS LLC
AddressCHARLOTTE, NC 28202
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 12, 2021
Interest
Rate13.5%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,421.00$561,800 Land $180,000 Building $381,800$561,800 Land $180,000 Building $381,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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