273231 Joy Dr, Duncan, OK 73533 Property Records

Stephens County property record for 273231 Joy Dr, Duncan, OK 73533

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 2 ba · 2,160 sqft · built 2025
Lot Size	1.85 acres (80,743 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Feb 2025)
Tax Bill	$227 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35580`

Property Details

APN / Parcel Number

Primary APN	`35580`
Alternative APN	`0152-00-002-007-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Traditional
Lot Area	80,743 sqft (1.85 acres)
Garage Type	Attached

Location & Zoning

Account Number	35580
Street Address	273231 JOY DR
City	DUNCAN
State	OK
Zip	73533-8725
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	BLOCK 2 LOT 7 MILLERS CROSSING
Legal Range	09W
Legal Township	01N
Legal Section	11
Legal Subdivision	MILLER'S CROSSING
Legal Block	2
Legal Lot Number	7
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	4
Census Block	4151
Census Tract	800

Owner

273231 Joy Dr, residential vacant land, is owned by two individuals who acquired it in September 2026.

Source: Stephens County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6105 SE BISHOP RD, LAWTON, OK 73501-5642
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 11, 2025	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Deed Document Number	20251052
Deed Book / Page	6626 / 1
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000008335
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 17, 2026
Property Address	273231 JOY DR, DUNCAN, OK 73533-8725
Document Number	0000008335
Book / Page	6933 / 140
Instrument Date	Sep 14, 2026
Instrument	20268335
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6105 SE BISHOP RD, LAWTON, OK 73501-5642

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	273231 JOY DR, DUNCAN, OK 73533-8725
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273231 JOY DR, DUNCAN, OK 73533-8725
Investor	Possibly a Property Investor

Mortgage

Document Number	006796/137
Date	Jan 6, 2026
Book Page	6796/137
Instrument	I-2026-000095

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Feb 11, 2025
Property Address	273231 JOY DR, DUNCAN, OK 73533-8725
Document Number	00006626/1
Book / Page	6626 / 1
Instrument Date	Feb 10, 2025
Instrument	I-2025-001052
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6105 SE BISHOP RD, LAWTON, OK 73501-5642

Mortgage

Document Number	I2025001053
Date	Feb 11, 2025
Instrument	I-2025-001053

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 10, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 273231 Joy Dr was $227, up 1,094.7% from the year before.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Central High Town
County	Stephens County
Unified School District	Central High Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,677 (+1,112.59%) Land $2,200 Building $24,477	$242,516 (+1,112.52%) Land $20,001 Building $222,515
2025	$227.00 (+1,094.74%)	$2,200 (+1,194.12%) Land $2,200	$20,001 (+30.52%) Land $20,001
2024	$19.00 (+11.76%)	$170 (-) Land $170	$15,324 (-) Land $15,324
2023	$17.00	$170 Land $170	$15,324 Land $15,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 273231 Joy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 273231 Joy Dr is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
360 Broadband Fixed Wireless	200 / 50
Rise Broadband Fixed Wireless	50 / 10
Southwest Oklahoma Telephone Company Fixed Wireless · Fiber in parts of the area	25 / 3
AT&T Fixed Wireless	25 / 3

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