2732 Winding Trail Dr, Boulder, CO 80304 Property Records

Boulder County property record for 2732 Winding Trail Dr, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,831 sqft · built 1983
Lot Size	0.128 acres (5,557 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Apr 2000)
Tax Bill	$5,804 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1463-20-2-27-023`

Property Details

APN / Parcel Number

Primary APN	`1463-20-2-27-023`
Alternative APNs	`R0082087` `0082087`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,831 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	1,237 sqft
Basement Area	1,237 sqft
Finished Basement	594 sqft
Unfinished Basement	643 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,557 sqft (0.128 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0082087
Street Address	2732 WINDING TRAIL DR
City	BOULDER
State	CO
Zip	80304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK E WINDING TRAIL VILLAGE REPLAT
Legal Range	70
Legal Township	1N
Legal Section	20
Legal Subdivision	WINDING TRAIL VILLAGE REPLT - BO
Legal Block	E
Legal Lot Number	13
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3008
Census Tract	12103

Owner

2732 Winding Trail Dr is owned by two individuals who bought it in April 2000.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2732 WINDING TRAIL PL, BOULDER, CO 80304-1412
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 15, 2018	Loan Modification, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2000 · Amount on File
Deed Sale	Apr 10, 2000 · Amount on File
Deed Document Number	20002035786
Prior Transfer Date	Jan 9, 1997
Prior Transfer Doc	0001671411
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2732 WINDING TRAIL DR, BOULDER, CO 80304
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003903087
Date	Jul 28, 2021
Instrument	3903087

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2732 WINDING TRAIL DR, BOULDER, CO 80304
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003642544
Date	Feb 28, 2018
Instrument	3642544

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BOULDER CO
Property Address	2732 WINDING TRAIL DR, BOULDER, CO 80304
Document Number	0003642545
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2732 WINDING TRAIL PL BOULDER CO 803041412, BOULDER, CO 80304-1412

Mortgage

Document Number	0003642545
Date	Feb 28, 2018
Instrument	3642545

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	336 Months
Due	Feb 27, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2732 Winding Trail Dr was $5,804.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,272 (+1.71%) Land $24,983 Building $43,289	$1,074,000 (-) Land $437,400 Building $636,600
2025	$5,804.00	$67,126 Land $27,338 Building $39,788	$1,074,000 Land $437,400 Building $636,600
2023	$5,266.00 (+15.89%)	$71,369 (+27.69%) Land $31,812 Building $39,557	$1,065,200 (+32.45%) Land $474,800 Building $590,400
2022	$4,544.00	$55,892 Land $26,973 Building $28,919	$804,200 Land $388,100 Building $416,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2732 Winding Trail Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured incl. 30 condo units
Nearby Flood Claims	18 (1995–2022)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2732 Winding Trail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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