Chesapeake City property record for 2732 Whitestone Ave, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,014 sqft · built 1964 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Oct 2004) |
| Tax Bill | $2,399 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Aug 2016 Mortgage + 4 more |
| APN | 0251012000160 |
| Primary APN | 0251012000160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,937 sqft (0.297 acres) |
| Lot Dimensions | 178 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,002 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2732 WHITESTONE AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 16 ST JULIANS COURT |
| Legal Subdivision | WOODLAND TERRACE, MISTY POINT |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21407 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2732 WHITESTONE AVE, CHESAPEAKE, VA 23323-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Aug 18, 2016 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 30, 2008 | Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON FINANCE |
| Jun 26, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 30, 2015 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE LENDERS OF AMERICA LLC |
| Dec 17, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2004 · Amount on Record |
| Deed Sale | Oct 8, 2004 · Amount on Record |
| Deed Book / Page | 5678 / 573 |
| Last Transfer Date | Dec 10, 2020 |
| Transfer Doc | 0000047884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2732 WHITESTONE AVE, CHESAPEAKE, VA 23323-2914 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010514/399 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 10514/399 |
| Instrument | 220003254 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2732 WHITESTONE AVE, CHESAPEAKE, VA 23323-2914 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 09684/1531 |
|---|---|
| Date | Aug 18, 2016 |
| Book Page | 9684/1531 |
| Instrument | 160022652 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2732 WHITESTONE AVE, CHESAPEAKE, VA 23323-2914 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007356/186 |
|---|---|
| Date | Jan 30, 2008 |
| Book Page | 7356/186 |
| Name | WILMINGTON FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2732 WHITESTONE AVE, CHESAPEAKE, VA 23323-2914 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10761/1464 |
|---|---|
| Date | Jun 26, 2024 |
| Book Page | 10761/1464 |
| Instrument | 240012683 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2732 WHITESTONE AVE, CHESAPEAKE, VA 23323-2914 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09492/1316 |
|---|---|
| Date | Mar 30, 2015 |
| Book Page | 9492/1316 |
| Name | MORTGAGE LENDERS OF AMERICA LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 17, 2020 |
| Property Address | 2732 WHITESTONE AVE, CHESAPEAKE, VA 23323-2914 |
| Document Number | 10276/1360 |
| Book / Page | 10276 / 1360 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 200047884 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2732 WHITESTONE AVE, CHESAPEAKE, VA 23323-2914 |
| Document Number | 10276/1365 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 10276/1365 |
| Instrument | 200047885 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,600 (+5.52%) Land $125,000 Building $125,600 | $250,600 (+5.52%) Land $125,000 Building $125,600 | |
| 2025 | $2,399.00 (+4.3%) | $237,500 (+7.37%) Land $120,000 Building $117,500 | $237,500 (+7.37%) Land $120,000 Building $117,500 |
| 2024 | $2,300.00 (+55.83%) | ||
| 2023 | $221,200 (+20.15%) Land $100,000 Building $121,200 | $221,200 (+20.15%) Land $100,000 Building $121,200 | |
| 2022 | $184,100 Land $80,000 Building $104,100 | $184,100 Land $80,000 Building $104,100 | |
| 2019 | $1,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORTSMOUTH serves 97,915 people · EPA ID VA3740600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Also Mapped Here | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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