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2732 Summertree Ln, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 2732 Summertree Ln, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,688 sqft · built 1986
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$363,000 (Aug 2022)
Tax Bill$3,390 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-2S-29-4576-00000-1060

Property Details

APN / Parcel Number

Primary APN25-2S-29-4576-00000-1060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,688 sqft Heated Area
Gross Area2,780 sqft
1st Floor Area2,216 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area10,019 sqft (0.23 acres)
Lot Width490 ft Width
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area232 sqft
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number252S294576000001060
Street Address2732 SUMMERTREE LN
CityGULF BREEZE
StateFL
Zip32563-5502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSANDPIPER VILLAGE UNIT 3 LOT 106 AS DES IN OR 4317 PG 381
Legal Range29W
Legal Township02S
Legal Section25
Legal SubdivisionSANDPIPER VILL 1,2,3
Legal Lot Number106 6
Legal Unit3
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1000
Census Tract10812

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2732 SUMMERTREE LN, GULF BREEZE, FL 32563-5502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Warranty Deed, Transfer · VA Mortgage
NEW FED MORTGAGE CORP
Nov 2, 2018Warranty Deed, Transfer · Conventional with PMI
TRIDENT HM LNS
May 11, 2017Grant Deed, Transfer
BUYERS TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleNov 2, 2018 · Amount on Record
Deed Document Number202248006
Deed Book / Page4317 / 381
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 16, 2022
Property Address2732 SUMMERTREE LN, GULF BREEZE, FL 32563-5502
Document Number0043170381
Book / Page4317 / 381
Map ReferenceMB D PG 32
Instrument DateAug 10, 2022
Instrument202248006
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyEMERALD COAST TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,541.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12516 SE 54TH ST, 12516, BELLEVUE, WA 98006-2915

Transferred To (Grantee/Buyer)

NameVerified Name
Address2732 SUMMERTREE LN, GULF BREEZE, FL 32563-5502

Mortgage

Document Number0004317383
DateAug 16, 2022
Instrument4317/383
Lender
NameNEW FED MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 2, 2018
Property Address2732 SUMMERTREE LN, GULF BREEZE, FL 32563-5502
Document Number0037791337
Book / Page003779 / 001337
Instrument DateOct 31, 2018
Instrument47233
Transaction TypeTransfer
Record UpdatedDec 7, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,622.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2713 SHOREVIEW CT NAVARRE FL 325667966, NAVARRE, FL 32566-7966

Mortgage

Document Number37791339
DateNov 2, 2018
Book Page003779/001339
Instrument47234
Lender
NameTRIDENT HM LNS
TypeFunding / Finance Company
AddressGULF BREEZE, FL 32561
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateMay 11, 2017
Property Address2732 SUMMERTREE LN, GULF BREEZE, FL 32563-5502
Document Number0036230804
Book / Page003623 / 000804
Instrument DateMay 5, 2017
Instrument18736
Transaction TypeTransfer
Record UpdatedJun 21, 2017
Title CompanyBUYERS TITLE

Transaction

AmountAmount Recorded
Tax$1,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1238 BROADWAY ST NEW ORLEANS LA 701185211, NEW ORLEANS, LA 70118-5211

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,390.00 (-5.68%) Homeowner's exemption$296,017 (+0.78%) Land $75,000 Building $221,017$296,017 (+0.78%) Land $75,000 Building $221,017
2023$3,594.00 (+1.04%)$293,727 (+3.51%) Land $65,000 Building $228,727$293,727 (+3.51%) Land $65,000 Building $228,727
2022$3,557.00$283,768$283,768 Land $80,000 Building $203,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 252 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies252 in force
Nearby Flood Claims140 (1979–2021)
Claims Outside the SFHA77 of 140
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Hurricane Dennis, Jul 2005 · 31 claims
  • Hurricane Frances, Sep 2004 · 57 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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