2732 Resnik Cir E, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2732 Resnik Cir E, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,226 sqft · built 1989
Lot Size	0.244 acres (10,642 sqft)
Owner	2 Individual Names on File
Last Sale	$710,800 (Feb 2026)
Tax Bill	$10,192 (2025)
Deeds & Mortgages	Feb 2026 Sale & Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-0852-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-0852-1`
Alternative APNs	`14-28-15-95070-000-0500` `281514950700000500` `152814950700000500` `R148818`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,226 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	2,226 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,642 sqft (0.244 acres)
Lot Dimensions	127 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	141 sqft
Deck Area	410 sqft
Patio Area	410 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R148818
Street Address	2732 RESNIK CIR E
City	PALM HARBOR
State	FL
Zip	34683-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERFORD CROSSING PHASE I LOT 50
Legal Range	15E
Legal Township	28S
Legal Section	14
Legal Subdivision	WATERFORD CROSSING
Legal Phase	1
Legal Tract	95070
Legal Lot Number	50
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4004
Census Tract	27210

Owner

Source: Pinellas County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 MASTERS CMN S, QUEENSBURY, NY 12804-9764
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · Line of Credit TRUSTCO BANK
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	202629832
Deed Book / Page	23442 / 807
Prior Transfer Date	Feb 6, 2008
Prior Transfer Doc	0161540582
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 4, 2026
Property Address	2732 RESNIK CIR E, PALM HARBOR, FL 34683-7215
Document Number	0234420807
Book / Page	23442 / 807
Map Reference	MB 100 PG 95
Instrument Date	Dec 19, 2025
Instrument	2026029832
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,975.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 GRAND DR, MANAKIN SABOT, VA 23103-2610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 MASTERS CMN S, QUEENSBURY, NY 12804-9764

Mortgage

Document Number	0234541016
Date	Feb 16, 2026
Book Page	23454/1016
Instrument	2026040827

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 25, 2022
Property Address	2732 RESNIK CIR E, PALM HARBOR, FL 34683-7215
Document Number	0219042598
Book / Page	21904 / 2598
Map Reference	MB 100 PG 95
Instrument Date	Jan 24, 2022
Instrument	2022025255
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 BRENDA LN, 13, ROCHESTER, NH 03867-2474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2732 RESNIK CIR E, PALM HARBOR, FL 34683-7215

Mortgage

Document Number	0219042600
Date	Jan 25, 2022
Instrument	21904/2600

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2732 RESNIK CIR E, PALM HARBOR, FL 34683-7215
Document Number	0211301970
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2732 RESNIK CIR E PALM HARBOR FL 346837215, PALM HARBOR, FL 34683-7215

Mortgage

Document Number	0211301970
Date	Aug 20, 2020
Book Page	021130/001970
Instrument	249010

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,192.00 (+5.54%) Homeowner's exemption	$620,612 (+6.65%)	$649,723 (+11.65%) Land $141,819 Building $507,904
2024	$9,657.00 (-5.3%)
2023	$10,198.00 (+145.09%)	$581,933 (+109.77%)	$581,933 (+14.86%) Land $193,432 Building $388,501
2022	$4,161.00 Homeowner's exemption	$277,421	$506,667 Land $211,044 Building $295,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2019–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Resnik Cir E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures