Stanislaus County property record for 2732 Joy Ave, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 1955 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2017) |
| Tax Bill | $2,998 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-007-018-000 |
| Primary APN | 127-007-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1270718 |
|---|---|
| Street Address | 2732 JOY AVE |
| City | CERES |
| State | CA |
| Zip | 95307-2725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:506 |
| Legal Subdivision | MORROW VILLAGE 02 |
| Legal Block | 506 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2605 |
Source: Stanislaus County records · APN 127-007-018-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2732 JOY AVE, CERES, CA 95307-2725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 16, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 15, 2017 | Grant Deed, Transfer · VA Mortgage STEARNS LNDG |
| Sep 15, 2017 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2017 · Amount on Record |
| Deed Sale | Sep 15, 2017 · Amount on Record |
| Prior Sale | Sep 15, 2017 |
| Deed Document Number | 2017-0067935 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2732 JOY AVE, CERES, CA 95307-2725 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2732 JOY AVE, CERES, CA 95307-2725 |
| Document Number | 0000026188 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023-0026188 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2732 JOY AVE, CERES, CA 95307-2725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000088307 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 2019-0088307 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2732 JOY AVE, CERES, CA 95307-2725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2732 JOY AVE, CERES, CA 95307-2725 |
| Document Number | 0000075235 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0075235 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Dec 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 15, 2017 |
| Property Address | 2732 JOY AVE, CERES, CA 95307-2725 |
| Document Number | 0000067935 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 67935 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2732 JOY AVE CERES CA 953072725, CERES, CA 95307-2725 |
| Document Number | 67936 |
|---|---|
| Date | Sep 15, 2017 |
| Instrument | 67936 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 15, 2017 |
| Property Address | 2732 JOY AVE, CERES, CA 95307-2725 |
| Document Number | 0000067934 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 67934 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2732 JOY AVE CERES CA 953072725, CERES, CA 95307-2725 |
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,998.00 (+9.66%) | $256,006 (+4.04%) Land $119,469 Building $136,537 |
| 2023 | $2,734.00 (+0.85%) | $246,067 Land $114,831 Building $131,236 |
| 2022 | $2,711.00 |
Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 649 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CERES serves 54,513 people |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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