Midland County property record for 2732 E Miller Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,255 sqft · built 1940 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,162 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-032-200-020-00 |
| Primary APN | 120-032-200-020-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 895 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Dimensions | 495 ft deep x 148 ft wide |
| Garage Area | 1,016 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2732 E MILLER RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 32 T14N R2E COM 181.5 FT W OF N 1/4 COR, TH S 528 FT, W 148.5 FT, N 528 FT, E 148.5 FT. |
| Legal Range | 02E |
| Legal Township | 14N |
| Legal Section | 32 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 290500 |
Source: Midland County records · APN 120-032-200-020-00
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2732 E MILLER RD, MIDLAND, MI 48640-8920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 10, 2021 | Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 12, 2018 | Warranty Deed, Transfer |
| Jul 12, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2021 |
| Deed Sale | Sep 10, 2021 |
| Prior Sale | Jul 12, 2018 · Amount on Record |
| Deed Book / Page | 1649 / 863 |
| Prior Transfer Date | Feb 12, 2021 |
| Prior Transfer Doc | 1649/863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 2732 E MILLER RD, MIDLAND, MI 48640-8920 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2732 E MILLER RD, MIDLAND, MI 48640-8920 |
| Document Number | 01661/1321 |
|---|---|
| Date | Dec 08, 2022 |
| Book Page | 1661/1321 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 10, 2021 |
| Property Address | 2732 E MILLER RD, MIDLAND, MI 48640-8920 |
| Document Number | 1649/863 |
| Book / Page | 1649 / 863 |
| Instrument Date | Feb 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2732 E MILLER RD, MIDLAND, MI 48640-8920 |
| Document Number | 1649864 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 1649/864 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 12, 2018 |
| Property Address | 2732 E MILLER RD, MIDLAND, MI 48640-8920 |
| Document Number | 1616/1301 |
| Book / Page | 1616 / 1301 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 878 N 11 MILE RD, SANFORD, MI 48657-9740 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 12, 2018 |
| Property Address | 2732 E MILLER RD, MIDLAND, MI 48640-8920 |
| Document Number | 1616/1299 |
| Book / Page | 1616 / 1299 |
| Instrument Date | Jul 07, 1989 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2732 E MILLER RD, 2732, MIDLAND, MI 48640-8920 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 609 S ARNOLD ST, MOUNT PLEASANT, MI 48858-2739 |
Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Midland Charter Township |
| Unified School District | Bullock Creek School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,700 (+1.18%) | $171,400 (+1.18%) | |
| 2025 | $2,162.00 (+1.93%) Homeowner's exemption | $84,700 | $169,400 |
| 2024 | $2,121.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 69 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MIDLAND serves 42,547 people |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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