27310 Morris Rd, Trappe, MD 21673 Property Records

Talbot County property record for 27310 Morris Rd, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	6 ba · 6,264 sqft · built 1975
Lot Size	4.38 acres (190,793 sqft)
Owner	2 Trust Names on File
Last Sale	$950,000 (Aug 2001)
Tax Bill	$18,080 (2026)
Deeds & Mortgages	Feb 2024 Transfer Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-113841`

Property Details

APN / Parcel Number

Primary APN	`03-113841`
Alternative APNs	`3113841` `113841`

Interior

Full Baths	6 Baths
Stories	1 Story
Building Area	6,264 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	190,793 sqft (4.38 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,206 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	614 sqft
Deck Area	253 sqft
Patio Area	70 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	113841
Street Address	27310 MORRIS RD
City	TRAPPE
State	MD
Zip	21673-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	L 2 P/O 1 - 4.3828 A N/S ISLAND CR NECK P 15/91
Legal Subdivision	LITTLE VENTURE
Legal Lot Number	1
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	1
Census Block	1028
Census Tract	960900

Owner

27310 Morris Rd is owner-occupied and held in a trust since August 2001.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	27310 MORRIS RD, TRAPPE, MD 21673-1915
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Intrafamily Transfer, Transfer
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 9, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2001 · Amount on File
Deed Sale	Aug 8, 2001 · Amount on File
Deed Document Number	20011116
Deed Book / Page	1015 / 734
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Feb 12, 2024
Property Address	27310 MORRIS RD, TRAPPE, MD 21673-1915
Document Number	0030980366
Book / Page	3098 / 366
Map Reference	LB 15 FO 91
Instrument Date	Feb 9, 2024
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	27310 MORRIS RD, TRAPPE, MD 21673-1915

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	27310 MORRIS RD, TRAPPE, MD 21673-1915
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029060457
Date	Oct 18, 2021
Book Page	2906/457

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Sep 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	3.75%
Index	Other
Max Rate	6.75%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	27310 MORRIS RD, TRAPPE, MD 21673-1915
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028780358
Date	Aug 4, 2021
Book Page	2878/358

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	3.75%
Index	Other
Max Rate	6.75%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	27310 MORRIS RD, TRAPPE, MD 21673-1915
Document Number	0025900077
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27310 MORRIS RD TRAPPE MD 216731915, TRAPPE, MD 21673-1915

Mortgage

Document Number	0025900077
Date	Jan 24, 2019
Book Page	002590/000077

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	27310 MORRIS RD, TRAPPE, MD 21673-1915
Document Number	0024540289
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	EASTERN MT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27310 MORRIS RD TRAPPE MD 216731915, TRAPPE, MD 21673-1915

Mortgage

Document Number	0024540289
Date	Jun 15, 2017
Book Page	002454/000289

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 27310 Morris Rd was $18,080, up 6.1% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,080.00 (+6.1%)	$1,954,800 (+4.43%) Land $912,400 Building $1,042,400	$1,954,800 (-) Land $912,400 Building $1,042,400
2025	$17,041.00	$1,871,833	$1,954,800 Land $912,400 Building $1,042,400
2023	$14,592.00	$1,705,900 Land $912,400 Building $793,500	$1,705,900 Land $912,400 Building $793,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27310 Morris Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	34 (2003–2024)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27310 Morris Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Easton Velocity Fiber	1,000 / 125

Cell Coverage

5G (outdoors only) and 4G LTE

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