2731 Walker Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 2731 Walker Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,934 sqft · built 2018
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,500 (Aug 2018)
Tax Bill	$4,757 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`231-052-26`

Property Details

APN / Parcel Number

Primary APN	`231-052-26`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,934 sqft Living Area
Gross Area	3,362 sqft
1st Floor Area	1,714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2731 WALKER RD
City	MATTHEWS
State	NC
Zip	28105-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L31 M61-193
Legal Subdivision	SAGEWOOD
Legal Block	2
Legal Lot Number	31
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	5851

Owner

Source: Mecklenburg County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2731 WALKER RD, MATTHEWS, NC 28105-7231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Aug 3, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 27, 2018	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	201898340
Deed Book / Page	32882 / 57
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 16, 2026
Property Address	2731 WALKER RD, MATTHEWS, NC 28105-7231
Document Number	0000063971
Book / Page	40504 / 120
Instrument Date	Jun 11, 2026
Instrument	202663971
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 WALKER RD, MATTHEWS, NC 28105-7231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063971,
Date	Jun 16, 2026
Book Page	40504/120
Instrument	202663971

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2731 WALKER RD, MATTHEWS, NC 28105-7231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075960
Date	May 28, 2020
Book Page	34619/884
Instrument	2020075960

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 4, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2731 WALKER RD, MATTHEWS, NC 28105-7231
Document Number	0000179227
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 WALKER RD MATTHEWS NC 281057231, MATTHEWS, NC 28105-7231

Mortgage

Document Number	0000179227
Date	Dec 31, 2019
Book Page	034172/000662
Instrument	179227

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 3, 2018
Property Address	2731 WALKER RD, MATTHEWS, NC 28105-7231
Document Number	0000098340
Book / Page	032882 / 000057
Instrument Date	Aug 3, 2018
Instrument	98340
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,007.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2731 WALKER RD MATTHEWS NC 281057231, MATTHEWS, NC 28105-7231

Mortgage

Document Number	98341
Date	Aug 3, 2018
Book Page	032882/000060
Instrument	98341

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	2731 WALKER RD, MATTHEWS, NC 28105-7231
Document Number	0000035880
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	May 5, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,757.00	$597,700 Land $110,000 Building $487,700	$597,700 Land $110,000 Building $487,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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