San Luis Obispo County property record for 2731 Saddle Back Ln, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,498 sqft · built 1985 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Mar 2019) |
| Tax Bill | $4,783 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-284-031 |
| Primary APN | 012-284-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2731 SADDLE BACK LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-4249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 424 UNIT 1 LT 93 |
| Legal Subdivision | 424 BIG VLY ESTATES UN 1 |
| Legal Tract | 424 |
| Legal Block | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10017 |
Source: San Luis Obispo County records, as of September 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2731 SADDLE BACK LN, PASO ROBLES, CA 93446-4249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Mar 22, 2019 | Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Nov 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Nov 1, 2017 | Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on Record |
| Deed Sale | Mar 22, 2019 · Amount on Record |
| Prior Sale | Nov 1, 2017 · Amount on Record |
| Deed Document Number | 201910156 |
| Prior Transfer Date | Sep 29, 2016 |
| Prior Transfer Doc | 0000058390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2731 SADDLE BACK LN, PASO ROBLES, CA 93446-4249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026063 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020026063 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 22, 2019 |
| Property Address | 2731 SADDLE BACK LN, PASO ROBLES, CA 93446-4249 |
| Document Number | 0000010156 |
| Map Reference | MB 8 PG 16 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2019010156 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2731 SADDLE BACK LN, PASO ROBLES, CA 93446-4249 |
| Document Number | 0000010157 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 2019010157 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 2, 2017 |
| Property Address | 2731 SADDLE BACK LN, PASO ROBLES, CA 93446-4249 |
| Document Number | 0000050557 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 50557 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 2731 SADDLE BACK LN PASO ROBLES CA 934464249, PASO ROBLES, CA 93446-4249 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 1, 2017 |
| Property Address | 2731 SADDLE BACK LN, PASO ROBLES, CA 93446-4249 |
| Document Number | 0000050098 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 50098 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 330 AVALON ST MORRO BAY CA 934421608, MORRO BAY, CA 93442-1608 |
| Document Number | 50099 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 50099 |
| Name | CENTRAL COAST LNDG |
|---|---|
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2047 |
Source: San Luis Obispo County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | San Miguel Joint Union Elementary School District (KG - 08) |
| Secondary School District | Paso Robles Joint Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,783.00 (+4.34%) | $429,470 (+4.04%) Land $167,325 Building $262,145 |
| 2024 | $4,584.00 (+1.8%) | |
| 2023 | $4,503.00 (-2.19%) | $412,795 Land $160,829 Building $251,966 |
| 2022 | $4,604.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 66% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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