2731 S Taylor Rd, Decatur, IL 62521 Property Records

Macon County property record for 2731 S Taylor Rd, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,235 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$332,500 (Jun 2021)
Tax Bill	$10,530 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2018 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-28-376-037`

Property Details

APN / Parcel Number

Primary APN	`17-12-28-376-037`
Alternative APN	`12-28-376-037`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,235 sqft Living Area
1st Floor Area	3,235 sqft
Basement Area	3,235 sqft
Unfinished Basement	3,235 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Lot Area	87,120 sqft (2 acres)
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	171228376037
Street Address	2731 S TAYLOR RD
City	DECATUR
State	IL
Zip	62521-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	S 2A N 9 1/2 A OF E1/2 SE1/4 SW1/4 98BK2809/744 58 17 1 01 0366 000 00
Legal Range	02E
Legal Township	16N
Legal Section	28
Jurisdiction	MACON IL
Township / Civil Division	SOUTH WHEATLAND
Census Block Group	1
Census Block	1040
Census Tract	2601

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage STALEY CU
Sep 19, 2018	Warranty Deed, Transfer
Sep 19, 2018	Warranty Deed, Transfer
May 25, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20211979536
Deed Book / Page	4825 / 909
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	4563/881
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 3, 2021
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Document Number	4825/909
Book / Page	4825 / 909
Instrument Date	Apr 12, 2021
Instrument	1979536
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128

Mortgage

Document Number	004825/913
Date	Jun 3, 2021
Book Page	4825/913
Instrument	1979538

Lender

Name	PROPER RATE LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4643/259
Date	Sep 19, 2018
Book Page	4643/259
Instrument	1937898

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 17, 2021

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4643/250
Date	Sep 19, 2018
Book Page	4643/250
Instrument	1937897

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2028

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4643/250
Date	Sep 19, 2018
Book Page	4643/250
Instrument	1937897

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2028

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4643/250
Date	Sep 19, 2018
Book Page	4643/250
Instrument	1937897

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2028

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4643/259
Date	Sep 19, 2018
Book Page	4643/259
Instrument	1937898

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 17, 2021

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4749/929
Date	Jun 30, 2020
Book Page	4749/929
Instrument	1962832

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4691/333
Date	Aug 13, 2019
Book Page	4691/333
Instrument	1949655

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 19, 2018
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Document Number	4643/249
Book / Page	4643 / 249
Instrument Date	Sep 17, 2018
Instrument	1937896
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128

Mortgage

Document Number	4643/259
Date	Sep 19, 2018
Book Page	4643/259
Instrument	1937898

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 17, 2021

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 19, 2018
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Document Number	4643/249
Book / Page	4643 / 249
Instrument Date	Sep 17, 2018
Instrument	1937896
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 19, 2018
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Document Number	4643/249
Book / Page	4643 / 249
Instrument Date	Sep 17, 2018
Instrument	1937896
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON IL
Recording Date	May 25, 2017
Property Address	2731 S TAYLOR RD, DECATUR, IL 62521-9128
Document Number	4563/881
Book / Page	4563 / 881
Instrument Date	May 25, 2017
Instrument	1919296
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Wheatland Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,530.00 (-2.39%) Homeowner's exemption	$117,483 (+0.7%) Land $5,386 Building $112,097	$352,485 (+0.7%) Land $16,160 Building $336,325
2024	$10,788.00	$116,667 Land $5,349 Building $111,318	$350,036 Land $16,049 Building $333,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20