2731 Oxford Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2731 Oxford Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,782 sqft · built 1998
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Company Names on Record
Last Sale	$525,000 (Aug 2004)
Tax Bill	$8,818 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`238-200-320-000`

Property Details

APN / Parcel Number

Primary APN	`238-200-320-000`
Alternative APN	`238-200-32`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,782 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	9,627 sqft (0.221 acres)
Garage Area	644 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	238-200-32
Street Address	2731 OXFORD CT
City	TRACY
State	CA
Zip	95377-5387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2577 LOT 32
Legal Subdivision	PARK ATHERTON
Legal Tract	2577
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2013
Census Tract	5224

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2731 OXFORD CT, TRACY, CA 95377-5387
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 13, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2004 · Amount on Record
Deed Sale	Aug 31, 2004 · Amount on Record
Prior Sale	May 27, 1998
Deed Document Number	2004196832
Last Transfer Date	Aug 26, 2025
Transfer Doc	0000076609
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2731 OXFORD CT, TRACY, CA 95377-5387
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 OXFORD CT, TRACY, CA 95377-5387

Mortgage

Document Number	0000042740
Date	Apr 1, 2022
Instrument	2022-042740

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2731 OXFORD CT, TRACY, CA 95377-5387
Document Number	0000008467
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2731 OXFORD CT TRACY CA 953775387, TRACY, CA 95377-5387

Mortgage

Document Number	0000008467
Date	Jan 20, 2017
Instrument	8467

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2037

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,818.00 (+0.01%)
2025	$8,817.00 (+10.23%)	$758,820 (+4.04%) Land $218,829 Building $539,991
2023	$7,999.00 (+2.09%) Homeowner's exemption	$729,356 Land $210,333 Building $519,023	$752,400
2022	$7,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Matrix Broadband.

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