2731 Ellen St, Durham, NC 27705 Property Records

Durham County property record for 2731 Ellen St, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 2018)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0813-93-9381`

Property Details

APN / Parcel Number

Primary APN	`0813-93-9381`
Alternative APNs	`0813-93-93-8166` `081316939371` `125693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,251 sqft Heated Area
1st Floor Area	1,251 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2731 ELLEN ST
City	DURHAM
State	NC
Zip	27705-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8
Legal Description	PROP-COOK H & WEAVER D/BL K G/LT#01 PL:000070-000072
Legal Subdivision	PROP-COOK H & WAEVER D
Legal Block	G
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	5
Census Block	5008
Census Tract	1705

Owner

2731 Ellen St is owned by two individuals who bought it in March 2018.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 FINCHLEY CT, HILLSBOROUGH, NC 27278-7135
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Deed Document Number	20189650
Deed Book / Page	8389 / 297
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2731 ELLEN ST, DURHAM, NC 27705-2033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084430254
Date	Jun 12, 2018
Book Page	8443/254
Instrument	2018019951

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2731 ELLEN ST, DURHAM, NC 27705-2033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086880930
Date	Jun 27, 2019
Book Page	8688/930
Instrument	2019021882

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HILLSBOROUGH, NC 27278

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 26, 2018
Property Address	2731 ELLEN ST, DURHAM, NC 27705-2033
Document Number	0083890297
Book / Page	008389 / 000297
Instrument Date	Mar 23, 2018
Instrument	9650
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 FINCHLEY CT HILLSBOROUGH NC 272787135, HILLSBOROUGH, NC 27278-7135

Tax Assessment & Valuation

The 2025 property tax bill for 2731 Ellen St was $3,203.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,233 (-) Land $138,375 Building $176,858	$315,233 (-) Land $138,375 Building $176,858
2025	$3,203.00	$315,233 Land $138,375 Building $176,858	$315,233 Land $138,375 Building $176,858
2023	$2,007.00 (+2.35%)	$153,246 Land $46,087 Building $107,159	$153,246 Land $46,087 Building $107,159
2022	$1,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2731 Ellen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2731 Ellen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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