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2731 E Rock Creek Rd, Arnold, MO 63010 Property Records

Jefferson County property record for 2731 E Rock Creek Rd, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,716 sqft · built 1959
Lot Size5.68 acres (247,421 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Apr 2019)
Tax Bill$1,926 (2025)
Deeds & MortgagesOct 2020 Mortgage
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN028.034.00000004

Property Details

APN / Parcel Number

Primary APN028.034.00000004
Alternative APN
  • 0280340 004

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,716 sqft Living Area
Gross Area2,332 sqft
1st Floor Area1,716 sqft
Basement Area616 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area247,421 sqft
Garage TypeAttached
Garage Area616 sqft

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area50 sqft
Deck AreaDeck Area
Patio Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2731 E ROCK CREEK RD
CityARNOLD
StateMO
Zip63010-3608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionPT NE1/4 NW1/4
Legal Range5E
Legal Township43N
Legal Section34
Legal Block1
JurisdictionJEFFERSON MO
Township / Civil DivisionIMPERIAL
Census Block Group1
Census Block1001
Census Tract700107

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2731 E ROCK CREEK RD, ARNOLD, MO 63010-3608
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage
MIDWEST BANKCENTRE
Apr 22, 2019Warranty Deed, Transfer
US TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2019 · Amount on Record
Deed SaleApr 22, 2019 · Amount on Record
Deed Document Number201910830
Prior Transfer DateDec 7, 2001
Prior Transfer Doc1154000366
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2731 E ROCK CREEK RD, ARNOLD, MO 63010-3608
Document Number0000038948
Instrument DateOct 8, 2020
Transaction TypeMortgage
Record UpdatedDec 9, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2731 E ROCK CREEK RD ARNOLD MO 630103608, ARNOLD, MO 63010-3608

Mortgage

Document Number0000038948
DateOct 15, 2020
Instrument38948
Lender
NameMIDWEST BANKCENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
AmountAmount Recorded
Term180 Months
DueOct 14, 2035

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateApr 22, 2019
Property Address2731 E ROCK CREEK RD, ARNOLD, MO 63010-3608
Document Number0000010830
Instrument DateApr 18, 2019
Instrument10830
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyUS TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2731 E ROCK CREEK RD ARNOLD MO 630103608, ARNOLD, MO 63010-3608

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$27,200 (-) Land $6,200 Building $21,000$143,100 (-) Land $32,600 Building $110,500
2025$1,926.00 (+4.16%)$27,200 (+7.94%) Land $6,200 Building $21,000
2024$143,100 (+7.92%) Land $32,600 Building $110,500
2023$1,849.00$25,200 Land $6,200 Building $19,000$132,600 Land $32,600 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims19 (1979–2013)
Claims Outside the SFHA12 of 19
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 3
serves 17,000 people · EPA ID MO6024294
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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