2731 Atwater Rd, Genoa, NY 13071 Property Records

Cayuga County and Genoa Town property record for 2731 Atwater Rd, Genoa, NY 13071

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,708 sqft · built 1850
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Jan 2018)
Tax Bill	$3,905 (2026)
Deeds & Mortgages	Jul 2020 Refinance Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053000 248.00-1-28.2`

Property Details

APN / Parcel Number

Primary APN	`053000 248.00-1-28.2`
Alternative APN	`300024800000010280020000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2731 ATWATER RD
City	GENOA
State	NY
Zip	13071-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMD 1073-89
Legal Block	1
Legal Lot Number	28.002
Jurisdiction	CAYUGA NY
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2040
Census Tract	41001

Owner

2731 Atwater Rd is owned and occupied by an individual who bought it in January 2018.

Source: Cayuga County and Genoa Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2731 ATWATER RD, GENOA, NY 13071-9758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ELMIRA SAVINGS BANK FSB
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELMIRA SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Prior Sale	Oct 15, 2001 · Amount on File
Deed Document Number	2018177076
Deed Book / Page	1695 / 16
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	2731 ATWATER RD, GENOA, NY 13071-9758
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038950089
Date	Jul 16, 2020
Book Page	3895/89
Instrument	2020-196598

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	2731 ATWATER RD, GENOA, NY 13071-9758
Document Number	0038950112
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 ATWATER RD GENOA NY 130719758, GENOA, NY 13071-9758

Mortgage

Document Number	0038950112
Date	Jul 16, 2020
Book Page	003895/000112
Instrument	196599

Lender

Name	ELMIRA SVGS BK
Type	Federal Savings Bank
Address	ELMIRA, NY 14901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2731 Atwater Rd was $3,905, down 34.8% from the year before.

Source: Cayuga County and Genoa Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Genoa Town
Unified School District	Southern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,905.00 (-34.82%)
2025	$5,991.00 (+4.54%)	$170,200 Land $30,000 Building $140,200	$226,933 Land $40,000 Building $186,933
2024	$5,731.00
2023		$170,200 Land $30,000 Building $140,200	$193,409 Land $34,091 Building $159,318
2020	$3,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2731 Atwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2731 Atwater Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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